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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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768 3rd St , Chipley, FL 32428
$249,900
Est. Payment: $1,267.45/mo
3 Bed
2 Bath
2363 Sqft
Status: pending | Days on site: 16
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS Nestled beneath the live oak canopy of Chipley's coveted South Third Street Historic District, this 1915 Queen Anne Victorian cottage is a rare find. While it is wrapped in timeless, vernacular architectural character, the home underwent a complete, top-to-bottom renovation in 1999 and has been meticulously maintained ever since. Enjoy structural confidence with a new 2019 roof (post-Hurricane Michael), updated plumbing, and high-efficiency blown-in attic insulation. Step inside a floor plan designed for connection; you just know this is where families have gathered! The well-laid-out kitchen flows seamlessly into living spaces anchored by four stunning, working fireplaces. The layout features two spacious bedrooms, two full baths, a dedicated private office, and an oversized laundry room with abundant storage. Outside, the property boasts the deep roots of a former ''Yard of the Month'' winner, offering incredible landscaping bones, mature greenery, and functional storage sheds. As the estate is being cleared, this historic gem is being prepared for its next chapter--contact your Realtor today to schedule your private tour!

Highlights

Listed by Jessica J Albritton , 850-258-4766 Beachy Beach Real Estate , 850-532-6262. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.34

Year Built

1915

County

Washington

Area

30 - Other Counties

Neighborhood

No Recorded Subdivision

Listing ID

1007211

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Range Hood, Refrigerator, Stove/Oven Electric, Water Heater - Gas
Air Cond:Wall/Window Unit(s),Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Vinyl,Floor WW Carpet
Other:
  • Additional:Fireplace 2+, Pantry, Washer/Dryer Hookup

Exterior Features

Lot Dimensions:86x172
Zoning:City, Resid Single Family
Others:
  • Additional:Rain Gutter, Fenced Back Yard, Fenced Cross, Pavillion/Gazebo, Yard Building, Patio Open, Porch, Fenced Lot-All
Sewer:Public Sewer
Principal Interest
$1,267
Taxes
$159

Home Price

$249,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$49,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,267.45

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,267.45 $159.31 $0.00 $1,426.76
Yearly $15,209.35 $1,911.74 $0.00 $17,121.08
Total $456,280.43 $57,352.05 $0.00 $513,632.48

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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