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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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767783 767 & 783 Hwy 90 , Chipley, FL 32428
$349,000
Est. Payment: $1,928.17/mo
38.6 Acres
Status: Active | Days on site: 45
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Harrison Lilly Team
Owner/Operator

House Description

Description: 1 4 13 1.4 ORB 1168 P 451 PRCL DESC IN ORB 1168 P 451 Remarks: Stretching across 38± acres just minutes from downtown Chipley, this property tells the story of a dream that's ready for its next chapter. Two parcels, two access points directly off Hwy 90, and a landscape loaded with infrastructure and natural character waiting to be brought back to life. The front half of the property is believed to have been served by overhead power, while the back half was designed with underground utilities -- a detail that speaks to the intentional planning that went into this land. All power line infrastructure is present, though current condition and service status are unknown. Three wells are believed to be on-site, positioned at the front, middle, and home site, offering potential water access across the full depth of the acreage -- however, the condition and functionality of all wells are unknown and will require evaluation by the buyer. Winding trails thread throughout the property, making it easy to explore and envision what this land could become. Multiple ponds dot the landscape -- once teeming with koi and a variety of fish, they were well-stocked and well-loved. Their current state is unknown, but with some attention, they could easily return to their former glory and then some. Several outbuildings and sheds are scattered across the property in varying and unknown condition, offering storage or the start of something new. A previous home site on the rear parcel anchors the back of the property, complete with its own well and septic system -- both of unknown condition and functionality. The canvas is set for a new primary residence, guest home, or retreat, pending buyer due diligence. With Residential Low (RL) zoning allowing one dwelling per acre, the development possibilities here are substantial -- whether your vision is a private family compound, an agritourism destination, or a thoughtfully developed residential community. The previous owner saw something special in this land. Now it's your turn.

Highlights

Listed by Tyler S Smith , 850-818-9004 Legacy Premier Agency LLC , 850-250-3701. Emerald Coast Multiple Listing Services

Property Type

Vacant Land

Lot/Acreage
38.6

County

Washington

Area

30 - Other Counties

Neighborhood

No Recorded Subdivision

Listing ID

1000612

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Interior Features

Exterior Features

Lot:Level,Wooded
Lot Dimensions:680 x 2592
Zoning:Resid Single Family
Principal Interest
$1,928
Taxes
$222

Home Price

$349,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$69,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,928.17

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,928.17 $222.49 $0.00 $2,150.66
Yearly $23,138.10 $2,669.85 $0.00 $25,807.95
Total $694,142.90 $80,095.50 $0.00 $774,238.40

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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