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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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Highway 77 , Chipley, FL 32428
$85,000
Est. Payment: $431.06/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 3
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Just under 5 acres off Highway 77, already cleared and ready for your vision! This property is located less than 5 minutes from Interstate-10. The close proximity to the interstate is perfect for truck drivers or those who travel for work and the highway access is perfect for contractors and business owners who navigate large vehicles and trailers. Per Washington County Planning & Zoning, the current zoning of the property is Agriculture/Silviculture, which allows for one house to be built on the property, along with accessory buildings. Also, you would be able to have one accessory dwelling unit (this would be site built at 50% or less of the square footage of the primary structure.) The land is also located less than an hour from Panama City Beach, and with the highway expansion being completed on the majority of the drive down, it makes for an easy drive for a beach day!

Highlights

Listed by Casey Owens , 850-326-3704 Elite Realty , 850-638-0370. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
4.92

County

Washington

Area

10 - Washington County

Neighborhood

[No Recorded Subdiv]

Listing ID

791310

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:

Exterior Features

Lot Dimensions:irregular
Zoning:Agriculture, County, Horses Allowed, Resid Single Family
Sewer:Septic Needed
Principal Interest
$431
Taxes
$9

Home Price

$85,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$17,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$431.06

Principal

Taxes

Principal Taxes HOA Total
Monthly $431.06 $8.65 $0.00 $439.71
Yearly $5,172.71 $103.82 $0.00 $5,276.53
Total $155,181.31 $3,114.60 $0.00 $158,295.91

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS