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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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783 /767 Highway 90 , Chipley, FL 32428
$349,000
Est. Payment: $1,770.06/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 45
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Spread across 38± acres just minutes from downtown Chipley, this property tells the story of a dream that's ready for its next chapter. Comprising two parcels with two separate access points directly off Hwy 90, it offers a rare combination of infrastructure, natural character, and room to grow. The front half of the property is served by overhead power, while the back half was thoughtfully designed with underground utilities -- a detail that speaks to the intentional planning behind this land. Three wells are positioned across the property at the front, middle, and rear home sites, providing potential water access from end to end. Winding trails thread through the acreage, offering easy ways to explore, drive between parcels, and envision what this land could become. Highway 90 frontage is lined with existing fencing that, with a little care, could be restored to its prime. Ponds dot the landscape -- once stocked with koi and a variety of fish, they were clearly well-loved and well-tended. Toward the back of the property, a previous home site anchors the rear parcel, complete with its own well (2010) and septic system (2015). The canvas is set for a new primary residence, guest home, or private retreat, pending buyer due diligence. With Residential Low (RL) zoning allowing one dwelling per acre, the possibilities here are substantial -- whether your vision is a private family compound, an agritourism destination, or a thoughtfully developed residential community. The previous owner saw something special in this land. Now it's your turn.

Highlights

Listed by Tyler S Smith , 850-818-9004 Legacy Premier Agency , 850-468-2100. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
38.6

County

Washington

Area

10 - Washington County

Neighborhood

[No Recorded Subdiv]

Listing ID

788315

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:

Exterior Features

Lot:Paved
Lot Dimensions:680 x 2592
Zoning:Resid Single Family
Principal Interest
$1,770
Taxes
$126

Home Price

$349,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$69,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,770.06

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,770.06 $125.67 $0.00 $1,895.73
Yearly $21,240.75 $1,508.00 $0.00 $22,748.75
Total $637,222.37 $45,240.00 $0.00 $682,462.37

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS