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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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470 2nd St , Chipley, FL 32428
$164,999
Est. Payment: $836.84/mo
4 Bed
2 Bath
1481 Sqft
Status: pending | Days on site: 196
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to this beautifully updated 4-bedroom, 2-bathroom home offering 1,481 sq ft of modern, comfortable living space in the heart of Chipley, Florida - conveniently located within city limits for easy access to local amenities. This home has undergone a complete remodel with high-quality recent updates throughout, making it truly turn-key and perfect for families or anyone seeking low-maintenance Florida living. Step inside to discover stunning all-tile flooring that flows seamlessly from room to room - durable, easy to clean, and stylish. Bright and energy-efficient LED lighting and new ceiling fans have been installed in every room, creating a fresh, inviting atmosphere. Stay comfortable year-round with a brand-new HVAC system and water heater. Fresh interior and exterior paint gives the home exceptional curb appeal and a like-new feel. Both bathrooms have been fully remodeled with modern finishes, including elegant new vanities, fully tiled showers and bathtubs, and updated toilets. An additional bathroom was thoughtfully added during the renovation, providing the convenience of two full baths for a growing household. Enjoy the best of Northwest Florida living: just 40 minutes from Dothan, AL, and less than an hour from the sugar-white sands and emerald waters of Panama City Beach. Whether you're heading to the coast for a weekend getaway or running daily errands in town, this location offers the perfect balance of small-town charm and proximity to bigger destinations. Priced to sell and ready for its new owners

Highlights

Listed by Matthew R Finch , 850-541-4042 World Impact Real Estate , 850-225-7000. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.28

Year Built

1950

County

Washington

Area

10 - Washington County

Neighborhood

[No Recorded Subdiv]

Listing ID

783174

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot:Paved
Lot Dimensions:125x100x125x100x125
Zoning:City
Roof:Metal
Sewer:Public Sewer
Principal Interest
$837
Taxes
$149

Home Price

$164,999

Loan Details

30 yrs
6.529%

Down Payment

20%
$33,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$836.84

Principal

Taxes

Principal Taxes HOA Total
Monthly $836.84 $148.92 $0.00 $985.76
Yearly $10,042.13 $1,787.00 $0.00 $11,829.13
Total $301,263.77 $53,610.00 $0.00 $354,873.77

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS