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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2730 Mosquito Rd , Chipley, FL 32428
$649,900
Est. Payment: $3,295.83/mo
3 Bed
2 Bath
1600 Sqft
Status: active | Days on site: 143
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

From the moment you enter this property your breath will be taken away with the unbelievable views and well thought out landscaping! This rare lakefront cottage is nestled on its own peninsula with approximately 1200 feet of water front on Lake Bowen. Lake Bowen is a natural spring fed lake with access to three other surrounding lakes. A fisherman and duck hunters dream. With this much water front, this property features not one but five docks. Including a floating dock and a boat house that can hold up to a 20 ft boat. There is a custom Steel bridge that connects both sides of the property. Spend your days jet skiing, fishing, or just enjoying Floridas beautiful nature. There is also a beautiful Pergola with a gas burning fire pit making that a total of three fire pits on the property. Stepping up to the backside of the home you are warmly welcomed with the very large wraparound deck. You can spend your mornings drinking coffee enjoying the beautiful view and your evenings watching the remarkable sunsets. This two-story cottage was built with concrete filled blocks for durability. Not only is it striking it is also enduring. This home features 1600 ft.² three bedroom two full baths. The great room feels warm with 16 foot ceilings and plenty of windows to admire the scenery. You literally will feel like you are on vacation! Stepping back outside you will be pleased knowing you have plenty of room to store your vehicles, boats, tractors, or even jet skis with 1,162 sq feet of storage. There is a deep well for irrigation, so keeping your lawn beautiful all year is easy. I could go on but you would have to see this property yourself! Definitely one of a kind. Schedule your showing today! Don't let this opportunity to own your piece of paradise slip away. Approximately 40 minutes away from Panama City Beach. All information deemed accurate but should be verified by buyer.

Highlights

Listed by Mandie A Kadel , 850-625-1528 CENTURY 21 Commander Realty , 850-769-8326. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
5.66

Year Built

1992

County

Washington

Area

10 - Washington County

Neighborhood

[No Recorded Subdiv]

Listing ID

787446

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range
Air Cond:Central Air
Fireplaces:Gas
Other:
  • Additional:Interior Steps

Exterior Features

Lot:Sprinkler System,Paved
Lot Dimensions:TBD
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • Additional:Deck, Dock, Fire Pit
Parking Features:Additional Parking,Circular Driveway,Paved
Principal Interest
$3,296
Taxes
$79

Home Price

$649,900

Loan Details

30 yrs
6.528%

Down Payment

20%
$129,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,295.83

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,295.83 $78.58 $0.00 $3,374.41
Yearly $39,549.93 $943.00 $0.00 $40,492.93
Total $1,186,498.02 $28,290.00 $0.00 $1,214,788.02

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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