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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2414 Highway 77 , Chipley, FL 32428
$199,900
Est. Payment: $1,013.86/mo
3 Bed
2 Bath
2084 Sqft
Status: active | Days on site: 76
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Tucked back from the road beneath a canopy of trees, this spacious remodeled home offers comfort, privacy, and plenty of room to enjoy both inside and out. Step inside to find updated finishes, wood-look flooring, and a welcoming layout designed for everyday living. The kitchen features beautifully refinished countertops with a waterfall-style finish inspired by nearby Falling Waters, adding a unique and thoughtful touch to the space. The home also offers a cozy den with a fireplace, indoor laundry, and a 576-square-foot Florida room that provides flexible space for a playroom, home office, hobby area, or additional living space. The primary suite includes a walk-in closet, garden soaking tub, and walk-in shower. Recent updates include a new HVAC system, plumbing improvements, and roof updates, giving added peace of mind. Outside, the property is already equipped with multiple storage buildings and outbuildings, creating plenty of opportunity for storage, projects, or future use. Conveniently located just a few miles south of shopping and dining in Chipley and approximately an hour from the beautiful beaches of Panama City Beach, this property offers a great combination of privacy, updates, and potential.

Highlights

Listed by Cindy R Birge , 850-258-9442 Elite Realty , 850-638-0370. Bay County Association of REALTORS

Property Type

Manufactured Home

Lot/Acreage
1

Year Built

1994

County

Washington

Area

10 - Washington County

Neighborhood

[No Recorded Subdiv]

Listing ID

790880

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Oven
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:

Exterior Features

Lot:Paved
Lot Dimensions:irregular
Zoning:Resid Single Family
Roof:Metal
Principal Interest
$1,014
Taxes
$112

Home Price

$199,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$39,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,013.86

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,013.86 $111.58 $0.00 $1,125.44
Yearly $12,166.26 $1,339.00 $0.00 $13,505.26
Total $364,987.83 $40,170.00 $0.00 $405,157.83

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS