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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1324 Coggin Ave , Chipley, FL 32428
$259,900
Est. Payment: $1,318.16/mo
4 Bed
3 Bath
2736 Sqft
Status: active | Days on site: 17
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Looking for a slice of history? Look no further! Construction on this timeless home began in 1899 and was completed in 1902, offering a rare opportunity to own a piece of the past. Bursting with historical charm, the home features classic details like a clawfoot tub, a wood-burning stove in the downstairs sitting area, and a fireplace with gas logs in the living room. The main level includes a cozy library, two bedrooms, a formal dining room, and a spacious eat-in kitchen perfect for gathering. Upstairs, you'll find two additional bedrooms, a full bathroom, and a large, accessible attic that provides ample storage space. Recent updates include a downstairs A/C unit that's just 3 years old, a 3-year-old water heater, and a 15-year-old roof. Don't miss your chance to own this beautifully preserved historic gem!

Highlights

Listed by Cindy R Birge , 850-258-9442 Elite Realty , 850-638-0370. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.53

Year Built

1899

County

Washington

Area

10 - Washington County

Neighborhood

[No Recorded Subdiv]

Listing ID

793484

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Water Heater, Gas Range
Air Cond:Central Air,Window Unit(s)
Fireplaces:Gas
Other:
  • Additional:Interior Steps, Main Level Primary, Tub Shower, Utility Room

Exterior Features

Lot:Paved
Lot Dimensions:162x140
Zoning:Resid Single Family
Roof:Metal
Others:
  • Additional:Porch
Sewer:Public Sewer
Principal Interest
$1,318
Taxes
$166

Home Price

$259,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$51,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,318.16

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,318.16 $165.69 $0.00 $1,483.85
Yearly $15,817.97 $1,988.24 $0.00 $17,806.20
Total $474,538.95 $59,647.05 $0.00 $534,186.00

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS