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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1294 Dragonfly Ln , Chipley, FL 32428
$449,900
Est. Payment: $2,281.81/mo
6 Bed
4 Bath
3024 Sqft
Status: active | Days on site: 234
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Mother-in-law suite special! This 6 bedroom, 4 bathroom house features a connected 2 bedroom suite with large living room, modern bathroom suite with granite counter tops, a tile walk-in shower, and an office for a total of approximately 1,200 square feet. A door separates the mother-in-law suite from the rest of the 2-story home that just had a major makeover that includes new windows, concrete Hardi board, new LVP in many areas, all 4 bathrooms updated, new water heater, new Square D electrical panel and breakers, new light fixtures and ceiling fans, remodeled stairs, new paint, kitchen upgrades include all new appliances, stainless deep sink and faucet, new subway tile backsplash, new butcher block counter tops, soft closing cabinet doors and handles, large pantry with shelves, and more under a metal roof. The well submersible pump was replaced in 2024. The master bathroom suite has a large step-in tub, a separate shower, and a big walk-in closet. The windows are covered with new faux wide plantation blinds. There is also a 20 by 20 concrete pad with new electric plug for a storage building in the flat back yard. It is less than a mile from Interstate 10, Super Walmart and Falling Waters State Park. It is convenient to schools, shopping, restaurants and a variety of businesses. It is less than one hour to the World's Most Beautiful Beaches in Panama City Beach and Pier Park. The 6 foot deep by 60 foot long front porch is covered and extends the length of the house. The covered back porch is almost as big, 8 by 22 and 10 by 30 with a door leading to the mother-in-law suite. This home is large enough for 2 families! The home is on a 2-acre lot but includes the adjacent vacant one-acre lot Parcel 00000000-00-2385-0034 for a total of 3 acres. View all of the photos with descriptions for more details.

Highlights

Listed by Harvey B Webb , 850-703-3028 Counts Real Estate Group , 850-248-3615. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
3

Year Built

1990

County

Washington

Area

10 - Washington County

Neighborhood

[No Recorded Subdiv]

Listing ID

781451

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:6
  • Bathrooms:4
  • Full Bathrooms:4
Appliances:Electric Cooktop, Electric Oven, Electric Water Heater, Water Softener Owned
Air Cond:Central Air,Ceiling Fan(s),Heat Pump
Fireplaces:
Other:
  • Additional:Double Vanity, Interior Steps, Soaking Tub, Separate Shower, Walk-In Closet(s), Pantry

Exterior Features

Lot:Paved
Lot Dimensions:208x662x645x263
Zoning:Resid Single Family
Roof:Metal
Others:
  • Additional:Rain Gutters
Principal Interest
$2,282
Taxes
$84

Home Price

$449,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$89,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,281.81

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,281.81 $83.67 $0.00 $2,365.47
Yearly $27,381.69 $1,004.00 $0.00 $28,385.69
Total $821,450.85 $30,120.00 $0.00 $851,570.85

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS