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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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700 2nd St , Chipley, FL 32428
$450,000
Est. Payment: $2,282.08/mo
4 Bed
4 Bath
3745 Sqft
Status: active | Days on site: 69
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Discover the timeless charm of this classic home, nestled in the historic district of Chipley. Meticulously renovated and updated throughout, this residence blends historic character with modern luxury, offering an exceptional living experience marked by impeccable attention to detail and thoughtful craftsmanship. Boasting four spacious bedrooms and four bathrooms (three full and one half), the home features huge dual master suites, each with private ensuites for ultimate comfort and privacy. Two additional bedrooms share a convenient Jack-and-Jill bathroom, ideal for family or guests. A generous living room flows seamlessly into the kitchen and additional den area. The large open rooms creating warm, inviting spaces perfect for both entertaining and everyday relaxation. A large office with its own dedicated exterior entrance provides a professional, private workspace. The heart of the home shines with a beautifully updated kitchen featuring matching appliances, elegant countertops, and an open, functional layout that invites culinary creativity. A beautiful open terrace extends the living space outdoors, offering a serene spot for morning coffee or evening gatherings. Step outside to the expansive, fenced garden oasis--a true gardener's paradise filled with mature fruit trees producing kumquats, peaches, muscadines, scuppernongs, and blackberries. Multiple gates provide convenient access, while the detached two-car garage and shop area in the basement offer ample storage and workspace for hobbies or projects. This extremely well-maintained property reflects pride of ownership in every corner. From the welcoming curb appeal and lush landscaping to the high-quality finishes inside, no detail has been overlooked. Whether you seek a family haven, a graceful historic retreat, or a turnkey investment in Chipley's prized historic district, this home stands ready to welcome its next chapter of cherished memories. A rare opportunity to own a piece of Chipley's heritage, fully refreshed for today's lifestyle.

Highlights

Listed by Justin Raley , 850-209-7505 Think Real Estate , 850-270-4200. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.47

Year Built

1936

County

Washington

Area

10 - Washington County

Neighborhood

No Named Subdivision

Listing ID

791276

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Gas Cooktop, Gas Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Main Level Primary

Exterior Features

Lot Dimensions:100x199x111x199
Roof:Composition,Shingle
Sewer:Public Sewer
Parking Features:Drive Through
Principal Interest
$2,282
Taxes
$287

Home Price

$450,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$90,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,282.08

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,282.08 $286.88 $0.00 $2,568.95
Yearly $27,384.94 $3,442.50 $0.00 $30,827.44
Total $821,548.10 $103,275.00 $0.00 $924,823.10

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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