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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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500 N 2nd St , Chipley, FL 32428
$159,900
Est. Payment: $810.98/mo
3 Bed
1 Bath
1300 Sqft
Status: pending | Days on site: 324
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to this inviting 3-bedroom, 1-bathroom home situated on a 0.332-acre lot right in the heart of Chipley. This property offers plenty of potential with thoughtful features both inside and out. The garage has been closed in, creating a versatile flex space that can serve as a den, office, or even a 4th bedroom. The home is topped with a durable metal roof, offering peace of mind for years to come. Outside, you'll find a nice-sized outbuilding and a lean-to, perfect for storage, hobbies, or projects. The backyard is fenced, providing both privacy and functionality, and also includes a well (not currently hooked up), offering additional options for future use. Whether you're a first-time homebuyer, investor, or simply looking to enjoy the convenience of living within the city limits, this property provides an excellent opportunity to make it your own.

Highlights

Listed by Cindy R Birge , 850-258-9442 Elite Realty , 850-638-0370. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.33

Year Built

1972

County

Washington

Area

10 - Washington County

Neighborhood

No Named Subdivision

Listing ID

778678

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:1
  • Full Bathrooms:1
Appliances:Electric Oven, Electric Range
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot:Paved
Lot Dimensions:100x145
Zoning:Resid Single Family
Roof:Metal
Others:
  • Additional:Porch
Sewer:Public Sewer
Principal Interest
$811
Taxes
$134

Home Price

$159,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$31,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$810.98

Principal

Taxes

Principal Taxes HOA Total
Monthly $810.98 $134.00 $0.00 $944.98
Yearly $9,731.79 $1,608.00 $0.00 $11,339.79
Total $291,953.75 $48,240.00 $0.00 $340,193.75

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS