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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3304 Sears Rd , Chipley, FL 32428
$190,000
Est. Payment: $1,049.72/mo
3 Bed
3 Bath
1698 Sqft
4.5 Acres
Status: Pending | Days on site: 109
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Harrison Lilly Team
Owner/Operator

House Description

If you have been waiting on a Nestled on a private 4.5-acre lot, this VA foreclosure offers a rare opportunity to create your dream home in a peaceful setting and was just reduced to sell! .Surrounded by nature and tucked away from the hustle and bustle, the property provides the privacy and space that today's buyers are seeking. Inside, you'll find an open-concept floor plan designed for comfortable living and entertaining. The unique layout features a spacious second-floor living area that offers added flexibility and elevated views of the surrounding property. Large living spaces and a functional design provide an excellent foundation for renovation and customization. With acreage, privacy, and tremendous potential, this property is ideal for buyers looking to invest in a home they can make their own. Property is being sold as-is. Don't miss the chance to unlock the possibilities this one-of-a-kind property has to offer.

Highlights

Listed by Pam D Mathis , 229-563-6088 Five Star Realty Group, LLC , 850-215-3687. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
4.5

Year Built

2006

County

Washington

Area

10 - Washington County

Neighborhood

No Named Subdivision

Listing ID

790968

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Electric Cooktop, Electric Oven, Ice Maker
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary, Tub Shower

Exterior Features

Lot Dimensions:1110x1110
Roof:Composition,Shingle
Principal Interest
$1,050
Taxes
$168

Home Price

$190,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$38,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,049.72

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,049.72 $168.36 $0.00 $1,218.08
Yearly $12,596.67 $2,020.31 $0.00 $14,616.98
Total $377,900.15 $60,609.30 $0.00 $438,509.45

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T12:26:16.000Z

© 2026 Bay County Association of REALTORS