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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1685 Falling Waters Rd , Chipley, FL 32428
$519,999
Est. Payment: $2,872.92/mo
3 Bed
2 Bath
2484 Sqft
7.5 Acres
Status: Active | Days on site: 95
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C153 - B7529
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Harrison Lilly Team
Owner/Operator

House Description

Timeless Southern charm meets peaceful country living on the highly desirable Falling Waters Road. Nestled on approximately 7.5+/- acres beneath a canopy of mature hardwoods, this beautifully maintained brick home offers the perfect combination of privacy, comfort, and functionality in a setting that feels worlds away from the hustle and bustle. Inside, you'll find a spacious open-concept layout designed for both everyday living and entertaining. The inviting living room is filled with natural light and centered around a cozy fireplace, creating the perfect gathering space for family and friends. On the opposite side of the fireplace, an additional living or sitting area provides flexible space for relaxing, reading, watching television, or entertaining guests. The kitchen features updated countertops, stainless steel appliances, breakfast bar, and ample workspace, all overlooking the main living areas to keep everyone connected. The generously sized primary suite serves as a relaxing retreat, showcasing a dramatic arched window, cathedral ceiling, oversized walk-in closet, and an en-suite bath complete with double vanities and a large walk-in shower. Two additional bedrooms and a full bath provide comfortable accommodations for family members or overnight guests. A bonus space currently utilized as a home office offers additional space. Step outside and enjoy the beauty and versatility of the acreage. A blend of open lawn and wooded surroundings creates a picturesque backdrop for outdoor recreation, gardening, animals, or simply relaxing and enjoying the peaceful views. The attached two-car garage offers convenient parking and storage, while the detached pole barn provides plenty of space for boats, equipment, recreational vehicles, or hobbies. Offering the tranquility of country living while remaining conveniently located near shopping, dining, schools, and everyday necessities, this exceptional Falling Waters Road property delivers the space, privacy, and lifestyle you've been searching for.

Highlights

Listed by Seamus J O'neill , 850-260-5851 SOUTHERN WAY REALTY, INC. , 850-638-5222. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
7.5

Year Built

2004

County

Washington

Area

10 - Washington County

Neighborhood

No Named Subdivision

Listing ID

791203

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • ▪ Additional:Double Vanity, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:334x951x335x950
Roof:Shingle
Others:
  • ▪ Additional:Outdoor Shower
Principal Interest
$2,873
Taxes
$331

Home Price

$519,999

Loan Details

30 yrs
7.374%

Down Payment

20%
$104,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,872.92

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,872.92 $331.50 $0.00 $3,204.42
Yearly $34,475.03 $3,977.99 $0.00 $38,453.03
Total $1,034,251.05 $119,339.77 $0.00 $1,153,590.82

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS