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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1482 Main St , Chipley, FL 32428
$977,000
Est. Payment: $4,955.16/mo
3 Bed
3 Bath
3064 Sqft
Status: active | Days on site: 41
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Will consider seller financing. Experience the perfect blend of luxury, privacy, and country living with this exceptional estate property located in beautiful Chipley. Situated on 30.08 acres +/- of picturesque land, this impressive property offers more than 3,000 square feet of living space designed for comfort, versatility, and entertaining -- all while being conveniently located near everyday amenities, shopping, dining, and recreation. Tucked away with total privacy, this one-of-a-kind property provides the peaceful lifestyle you've been searching for while still offering easy access to the best of Northwest Florida. Enjoy a short drive to Northwest Florida Beaches International Airport, making travel simple and convenient, while also benefiting from easy access to the stunning beaches, dining, and entertainment of Florida's renowned Emerald Coast. Inside the home, you'll find an expansive floor plan featuring both a formal living room and a spacious family room, creating the ideal setup for entertaining guests, hosting holidays, or simply enjoying comfortable everyday living. A dedicated office with its own private entrance provides an outstanding opportunity for a home-based business, client meetings, remote work, or a private studio space. The additional game room offers endless flexibility and could easily serve as a media room, recreation space, homeschool area, or guest retreat. Step outside and discover your own private resort-style setting featuring a newly installed in-ground saltwater pool supplied by fresh well water -- offering lower maintenance, softer water, and an ideal place to cool off during warm Florida summers. The large, fully stocked pond creates a peaceful backdrop perfect for fishing enthusiasts, where ''guaranteed catches'' and unforgettable sunsets become part of everyday life. For those needing space for hobbies, equipment, livestock, or recreational living, this property truly delivers. The large pole barn with additional storage and tackle room provides excellent functionality for farming equipment, recreational vehicles, boats, workshop space, or outdoor gear. A power supply is already installed at both the well pump and pond, creating an ideal setup for RV hookup capabilities, additional utility access, agricultural operations, or future expansion opportunities. With over 20 acres already fenced and ready for livestock, this property is perfectly suited for horses, cattle, hobby farming, or anyone looking to embrace the freedom and possibilities of rural living while remaining centrally located to modern conveniences. Adding even greater long-term appeal, the property also offers access to the nearby Nearing Hills Development area, providing the benefit of proximity to a growing residential community while still maintaining the privacy and acreage of a true estate property. This nearby development enhances future value potential, supports continued area growth, and offers convenient access to expanding infrastructure and neighboring residential demand -- all while preserving the peaceful atmosphere that makes this property so unique. Whether you're looking for a family compound, equestrian property, recreational retreat, income-producing opportunity, or a place to successfully operate your business from home, this property offers exceptional versatility and long-term value. Opportunities like this are rare. Schedule your private showing today and experience everything this extraordinary Northwest Florida estate has to offer. Property is located on private drive. Showings are by appointment only. Some photos contain virtual stagin

Highlights

Listed by Gina Williams , 850-890-4330 Chipola Realty, Chipley Office , 850-638-2777. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
30.08

Year Built

1967

County

Washington

Area

10 - Washington County

Neighborhood

No Named Subdivision

Listing ID

790006

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Cooktop, Electric Oven
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:

Exterior Features

Lot:Paved
Lot Dimensions:Irregular
Roof:Shake
Others:
  • Additional:Porch
Principal Interest
$4,955
Taxes
$369

Home Price

$977,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$195,400
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,955.16

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,955.16 $368.83 $0.00 $5,323.99
Yearly $59,461.92 $4,426.00 $0.00 $63,887.92
Total $1,783,857.48 $132,780.00 $0.00 $1,916,637.48

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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