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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1307 Jackson Ave , Chipley, FL 32428
$99,900
Est. Payment: $551.93/mo
2296 Sqft
0.34 Acres
Status: Active | Days on site: 46
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BELR - B5518
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Harrison Lilly Team
Owner/Operator

House Description

This is an incredible chance to own a thriving local business in a high-traffic downtown location--ready for your creative vision! Established and beloved within the community, this successful dessert shop sits in the heart of Chipley at 1307 Jackson Ave and has become a favorite for handmade treats, from ice cream creations and custom cookies to decorative cupcakes and brownies. The sale includes all furniture, fixtures, equipment, and inventory required to continue operations seamlessly, along with a full commercial kitchen that allows for expansion into additional eatery options such as breakfast, coffee service, or lunch menus. The transaction also includes assignment of the current lease (subject to landlord approval); no real property is being conveyed. Step into an established operation with a loyal customer base, prime downtown exposure, and room to grow through catering, delivery, or expanded menu offerings.

Highlights

Listed by Cindy R Birge , 850-258-9442 Elite Realty , 850-638-0370. Bay County Association of REALTORS

Property Type

Commercial Sale

Lot/Acreage
0.34

Year Built

1957

County

Washington

Area

10 - Washington County

Neighborhood

No Named Subdivision

Listing ID

793602

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Interior Features

Exterior Features

Principal Interest
$552
Taxes
$64

Home Price

$99,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$19,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$551.93

Principal

Taxes

Principal Taxes HOA Total
Monthly $551.93 $63.69 $0.00 $615.62
Yearly $6,623.20 $764.24 $0.00 $7,387.43
Total $198,695.92 $22,927.05 $0.00 $221,622.97

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:26:25.000Z

© 2026 Bay County Association of REALTORS