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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3389 Gainer Rd , Chipley, FL 32428
$18,900
Est. Payment: $104.42/mo
0.43 Acres
Status: Active | Days on site: 100
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EKW7 - E30372
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
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Harrison Lilly Team
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House Description

Build Your Dream Home or Bring Your New Manufactured Home to This Ready-to-Go Homesite! This 0.43-acre property offers the perfect blend of peaceful country living with the convenience of nearby amenities. Located in Flood Zone X, flood insurance is generally not required by lenders, providing added peace of mind. A 2 bed 2 bath 12' x 52' manufactured home previously occupied the property, and the existing well and septic remain on site. Their condition is unknown and they are being conveyed as-is, offering potential value for the new owner. Enjoy the tranquility of a rural setting while being less than 5 minutes from shopping, restaurants, schools, medical facilities, and the Interstate 10 entrance, making daily commuting a breeze. You're also approximately 40 minutes from the sugar-white sandy beaches of Florida's Emerald Coast, where you can enjoy boating, fishing, dining, and year-round recreation. The property is conveniently located near St. Joseph Park and a local church, adding to the appeal of this quiet community. Whether you're looking to build a site-built home or place a new manufactured home, this property offers an excellent opportunity in a desirable location. See photos for information PER the county GIS map
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Highlights

Listed by Tina N Marsh , 850-974-5016 Keller Williams Realty FWB , 850-226-6323. Emerald Coast Multiple Listing Services

Property Type

Vacant Land
Lot/Acreage
0.43

County

Washington

Area

30 - Other Counties

Listing ID

1006494

Questions about this listing?

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Interior Features

Water:Well

Exterior Features

Lot:Interior,Irregular,Wooded,Build To Suit
Lot Dimensions:407x343x90
Zoning:County, Mobile Home, Resid Single Family
Sewer:Septic Tank
Principal Interest
$104
Taxes
$12

Home Price

$18,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$3,780
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$104.42

Principal

Taxes

Principal Taxes HOA Total
Monthly $104.42 $12.05 $0.00 $116.47
Yearly $1,253.04 $144.59 $0.00 $1,397.62
Total $37,591.12 $4,337.55 $0.00 $41,928.67

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T06:31:40.000Z

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