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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3301 Crystal Lake Dr , Chipley, FL 32428
$650,000
Est. Payment: $3,591.16/mo
3 Bed
2 Bath
1763 Sqft
Status: Active | Days on site: 103
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Harrison Lilly Team
Owner/Operator

House Description

Iconic Waterfront Views Meets Unapologetic Luxury on Crystal Lake! Fall head over heels for this turnkey showstopper on the white-sand shores of Crystal Lake, a premier skiable paradise! Rebuilt from the inside out, this estate blends elite design with fortress engineering. Step inside to soaring vaulted wood ceilings and a majestic real brick fireplace. The chef's kitchen boasts premium custom cabinetry, rich granite, a statement island, and a sealed brick backsplash. Relax on the massive back deck or the pet-safe screened porches overlooking a private, fully fenced lakeside oasis with fresh Zoysia sod. Engineered like a fortress, it features new metal roofs with hurricane tie-downs, hurricane-rated windows/doors, spray foam, a tankless water heater, and fully updated smart systems. Your dream lake life starts here!

Highlights

Listed by Brian Clowdus , 256-504-3799 Christies International Real Estate Emerald Coast , 850-213-2800. Emerald Coast Multiple Listing Services

Property Type

Residential

Year Built

1984

County

Washington

Area

30 - Other Counties

Listing ID

1004927

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Cooktop, Dishwasher, Dryer, Microwave, Refrigerator, Washer
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace
Floor:Floor Tile
Other:
  • ▪ Additional:Ceiling Vaulted, Fireplace
Water:Well

Exterior Features

Lot:Within 1/2 Mile to Water,Lake
Lot Dimensions:280X48X276X50
Zoning:Resid Single Family
Others:
  • ▪ Additional:Shower, Deck Covered
Sewer:Septic Tank
Parking Features:Boat,Garage Detached
Principal Interest
$3,591
Taxes
$414

Home Price

$650,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$130,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,591.16

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,591.16 $414.38 $0.00 $4,005.53
Yearly $43,093.88 $4,972.50 $0.00 $48,066.38
Total $1,292,816.29 $149,175.00 $0.00 $1,441,991.29

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T11:00:03.000Z

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