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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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4936 Long Lake Ridge Dr , Chipley, FL 32428
$299,000
Est. Payment: $1,516.31/mo
2 Bed
2 Bath
960 Sqft
Status: active | Days on site: 8
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Tucked away in the peaceful countryside of Chipley, 4936 Long Lake Ridge offers a rare chance to own waterfront acreage inside a gated, horse-friendly community. This charming 2-bedroom, 2-bathroom home sits on an expansive 4.5-acre lot with beautiful water frontage, giving you the perfect blend of privacy, nature, and space to live the lifestyle you've been dreaming of. Both bedrooms are spacious primary suites, each with its own private bathroom, offering comfort and flexibility for owners and guests alike. Whether you're looking for a serene full-time residence, a weekend retreat, or a place to bring your horses and enjoy the outdoors, this property delivers. The acreage provides plenty of room for riding, gardening, or simply enjoying wide-open views, while the waterfront setting creates a peaceful backdrop for morning coffee, fishing, or evening sunsets. Opportunities like this in a gated equestrian community with true waterfront acreage are few and far between. If you've been waiting for space, privacy, and a unique setting, this is the one that doesn't come around often.

Highlights

Listed by The Sanchez Group , 850-890-6262 Think Real Estate , 850-270-4200. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
4.52

HOA Fee

300 Annually

Year Built

2020

County

Washington

Area

10 - Washington County

Neighborhood

Long Lake Ridge

Listing ID

793887

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot Dimensions:IREG
Roof:Shake
Principal Interest
$1,516
Taxes
$209
HOA
$300

Home Price

$299,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$59,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,516.31

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,516.31 $209.20 $300.00 $2,025.52
Yearly $18,195.77 $2,510.45 $3,600.00 $24,306.22
Total $545,873.07 $75,313.50 $108,000.00 $729,186.57

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS