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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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00 Lake Ridge Drive , Chipley, FL 32428
$115,000
Est. Payment: $583.26/mo
0 Bed
0 Bath
0 Sqft
Status: active | Days on site: 7
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

RARE lakefront opportunity! Escape to peaceful country living on 5.17 acres in Chipley, nestled within a gated community with paved roads. Build your dream home with minimal restrictions and enjoy the best of waterfront living. Spend your days swimming, boating, fishing, kayaking, paddleboarding, or simply relaxing by the lake. Conveniently located just 35 minutes north of Panama City Beach in the tranquil Greenhead area just off highway 77, this property is ideal for a weekend retreat or a full-time residence. Nature lovers will appreciate being just minutes from Pitts Spring, Williford Spring and Cypress Spring where you can enjoy crystal-clear natural springs and canoeing along Econfina and Holmes Creek. Experience breathtaking natural beauty and the peaceful lifestyle you've been searching for.

Highlights

Listed by Kelly R Moore , 850-814-8892 Coastal Living Realty & Associates , 404-401-2444. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
5.17

HOA Fee

County

Washington

Area

10 - Washington County

Neighborhood

Long Lake Estates

Listing ID

792137

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:0
  • Bathrooms:0
  • Full Bathrooms:
Water:Well Needed

Exterior Features

Lot:Paved
Lot Dimensions:IREG
Sewer:Septic Needed
Principal Interest
$583
Taxes
$36
HOA
$0

Home Price

$115,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$23,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$583.26

Principal

Taxes

Principal Taxes HOA Total
Monthly $583.26 $35.81 $0.00 $619.07
Yearly $6,999.10 $429.72 $0.00 $7,428.82
Total $209,972.99 $12,891.60 $0.00 $222,864.59

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS