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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3515 Quail Ridge Dr , Chipley, FL 32428
$200,000
Est. Payment: $1,014.36/mo
3 Bed
2 Bath
1773 Sqft
Status: active | Days on site: 264
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Make Your Lakefront Dream a Reality! This lakefront home has been a cherished dream come true for its current owners — and now it's ready to become yours. Enjoy breathtaking lake views from nearly every room, a spacious kitchen with three pantries, and a versatile bonus room ideal as an office or a fourth bedroom. Step out onto the open rear deck to take in peaceful sunsets over Lake Suzanne, or relax on the brand-new front deck, designed with accessibility in mind. Located just one lot away from a convenient boat ramp, you'll have easy access for swimming, fishing, kayaking, canoeing, or electric boating right from your own 1+ acre waterfront property. Set within Leisure Lakes, a gated equestrian community known for its natural beauty and friendly atmosphere, residents enjoy low HOA fees and a wide range of amenities — including two lakes, horse and walking trails, a community pavilion, pool, tennis and basketball courts, playgrounds, picnic areas, and more. Wildlife lovers will delight in spotting deer, wild turkeys, bald eagles, and other native species across the scenic landscape. Come experience the tranquility and community of Leisure Lakes — you won't be disappointed!

Highlights

Listed by Chad Millner , 850-703-3501 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Manufactured Home

Lot/Acreage
1.03

HOA Fee

250 Annually

Year Built

1998

County

Washington

Area

10 - Washington County

Neighborhood

Leisure Lakes

Listing ID

781668

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Soaking Tub, Separate Shower

Exterior Features

Lot:Paved
Lot Dimensions:133x452x430x66
Zoning:Resid Single Family
Roof:Metal
Others:
  • Additional:Deck
Parking Features:Gravel,Gated
Principal Interest
$1,014
Taxes
$52
HOA
$250

Home Price

$200,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$40,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,014.36

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,014.36 $51.75 $250.00 $1,316.11
Yearly $12,172.35 $621.00 $3,000.00 $15,793.35
Total $365,170.42 $18,630.00 $90,000.00 $473,800.42

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS