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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3425 Quail Ridge Dr , Chipley, FL 32428
$274,850
Est. Payment: $1,393.84/mo
3 Bed
2 Bath
1377 Sqft
Status: pending | Days on site: 257
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
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House Description

Welcome to your peaceful lakefront retreat! Nestled on a beautifully wooded 1.01-acre lot, this charming 3BR/2BA home offers direct access to the lake for swimming & fishing. Bring your canoe or kayak and spend your days exploring the water, then relax in the serenity of nature while enjoying the abundant wildlife right from your own backyard. Inside, you'll find durable LVP flooring, Corian kitchen countertops, and a fully equipped kitchen designed for everyday living. The screen-enclosed sunroom is the perfect place to unwind and take in the peaceful surroundings and stunning lake views. Recent updates include a new HVAC (2023), fireplace insert in the living room (2023), deep well pump (2021), and new window screens (2025), offering added comfort and peace of mind. Located in a secure, gated community with exceptional amenities including a pool, tennis courts, walking trails, playground, basketball court, and boat launch, this home offers the perfect balance of privacy and recreation--all just a short drive from Panama City. Don't miss this incredible opportunity to own your own slice of lakefront paradise. Schedule your private showing today!
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Highlights

Listed by Meghan M Hall , 850-502-2725 Keller Williams Realty SRB , 850-654-2900. Emerald Coast Multiple Listing Services

Property Type

Residential
Lot/Acreage
1.01

HOA Fee

Year Built

2006

County

Washington

Area

30 - Other Counties

 Neighborhood

Leisure Lakes

Listing ID

990369

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Dishwasher, Dryer, Microwave, Refrigerator, Security System, Smoke Detector, Stove/Oven Dual Fuel, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Floor:Floor Vinyl,Floor WW Carpet
Other:
  • ▪ Additional:Ceiling Crwn Molding, Ceiling Raised, Fireplace, Pantry, Washer/Dryer Hookup, Woodwork Painted
Water:Well

Exterior Features

Lot:Aerials/Topo Availbl,Covenants,Restrictions,Within 1/2 Mile to Water,Wooded,Lake
Lot Dimensions:449.4x84.48x447.8x94.22x14.41
Zoning:Resid Single Family
Others:
  • ▪ Additional:Patio Covered, Patio Enclosed, Porch Screened
Sewer:Septic Tank
Parking Features:Carport Attached,Covered
Principal Interest
$1,394
Taxes
$69
HOA
$0

Home Price

$274,850

Loan Details

30 yrs
6.528%

Down Payment

20%
$54,970
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,393.84

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,393.84 $68.67 $0.00 $1,462.51
Yearly $16,726.11 $823.98 $0.00 $17,550.09
Total $501,783.32 $24,719.40 $0.00 $526,502.72

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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