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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3425 Quail Ridge Dr , Chipley, FL 32428
$274,850
Est. Payment: $1,393.99/mo
3 Bed
2 Bath
1377 Sqft
Status: pending | Days on site: 257
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to your peaceful lakefront retreat! Nestled on a beautifully wooded 1.01-acre lot, this charming 3BR/2BA home offers direct access to the lake for swimming & fishing. Bring your canoe or kayak and spend your days exploring the water, then relax in the serenity of nature while enjoying the abundant wildlife right from your own backyard. Inside, you'll find durable LVP flooring, Corian kitchen countertops, and a fully equipped kitchen designed for everyday living. The screen-enclosed sunroom is the perfect place to unwind and take in the peaceful surroundings and stunning lake views. Recent updates include a new HVAC (2023), fireplace insert in the living room (2023), deep well pump (2021), and new window screens (2025), offering added comfort and peace of mind. Located in a secure, gated community with exceptional amenities including a pool, tennis courts, walking trails, playground, basketball court, and boat launch, this home offers the perfect balance of privacy and recreation--all just a short drive from Panama City. Don't miss this incredible opportunity to own your own slice of lakefront paradise. Schedule your private showing today!

Highlights

Listed by Meghan Hall Team , 850-502-2725 Keller Williams Realty Emerald , 850-654-2900. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
1.01

HOA Fee

350 Annually

Year Built

2006

County

Washington

Area

10 - Washington County

Neighborhood

Leisure Lakes

Listing ID

782112

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Oven, Electric Water Heater, Gas Range
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:Electric
Other:
  • Additional:Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s), Entrance Foyer

Exterior Features

Lot:Paved
Lot Dimensions:449.4x84.48x447.8x94.22x14.41
Zoning:Resid Single Family
Roof:Composition,Shingle
Others:
  • Additional:Patio, Porch
Parking Features:Additional Parking,Drive Through
Principal Interest
$1,394
Taxes
$69
HOA
$350

Home Price

$274,850

Loan Details

30 yrs
6.529%

Down Payment

20%
$54,970
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,393.99

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,393.99 $68.67 $350.00 $1,812.65
Yearly $16,727.85 $823.98 $4,200.00 $21,751.83
Total $501,835.44 $24,719.40 $126,000.00 $652,554.84

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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