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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3320 Cardinal Pl , Chipley, FL 32428
$220,000
Est. Payment: $1,215.47/mo
3 Bed
2 Bath
1714 Sqft
2.06 Acres
Status: Active | Days on site: 8
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C82 - B12811
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Harrison Lilly Team
Owner/Operator

House Description

*MOTIVATED SELLERS* Welcome home to peaceful country living in the gated Leisure Lakes community! Whether you're enjoying a quiet morning by the windows, gathering around the table, or settling in beside the fireplace, this home has the kind of comfortable atmosphere that makes it easy to stay a while. Sitting on a little over 2 acres, this refreshed mobile home offers plenty of room to spread out, enjoy the outdoors, and the updating has already been done for you. Step inside to a clean interior featuring freshly painted walls, new LVP flooring and trim throughout most of the home. New ceiling fans and updated lighting add a fresh, modern touch, while the kitchen has been improved with a new sink and faucet, pendant lighting, & refrigerator. A new LG washer and dryer set is also included! Outside with two extra storage buildings, the property has been cleaned up and enhanced with fresh landscaping, giving you a welcoming setting to enjoy the privacy and space. Enjoy the perks of Leisure Lakes, a tennis court, basketball court, covered pavilion. Even fishing, kayaking, and swimming with the boat launch only minutes away! The patio & front door and one damaged kitchen window have not been replaced; however, the seller is offering a credit to the buyer toward completing these items. Come see all the space, improvements, and potential this Leisure Lakes property has to offer!

Highlights

Listed by Veronica F Hill , 850-451-5261 Chipola Realty , 850-482-7788. Bay County Association of REALTORS

Property Type

Manufactured Home

Lot/Acreage
2.06

HOA Fee

250 Annually

Year Built

1999

County

Washington

Area

10 - Washington County

Neighborhood

Leisure Lakes

Listing ID

795962

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Range
Air Cond:Central Air
Fireplaces:
Floor:Plank,Vinyl
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:567X369
Zoning:Resid Single Family
Roof:Metal
Parking Features:Circular Driveway
Principal Interest
$1,215
Taxes
$140
HOA
$250

Home Price

$220,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$44,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,215.47

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,215.47 $140.25 $250.00 $1,605.72
Yearly $14,585.62 $1,683.00 $3,000.00 $19,268.62
Total $437,568.59 $50,490.00 $90,000.00 $578,058.59

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-06T23:58:41.000Z

© 2026 Bay County Association of REALTORS