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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3320 Cardinal Pl , Chipley, FL 32428
$168,000
Est. Payment: $852.06/mo
3 Bed
2 Bath
1714 Sqft
Status: pending | Days on site: 153
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Discover the perfect blend of country charm in this beautifully maintained 3-bedroom, 2-bathroom spacious double wide mobile home. Nestled in the desirable Leisure Lakes community, this property offers a unique close by opportunity to enjoy the world-famous white sand beaches of the Gulf Coast while retreating to your own private, tranquil countryside setting. Leisure Lakes is a private, gated community centered around two pristine lakes, offering a host of exceptional amenities for a relaxed lifestyle. Residents enjoy access to: * Community Lakes with white sand beaches for swimming and sunbathing * Boat Ramp for easy access to the water * Sparkling Community Pool * Tennis Courts * Picnic Pavillion for gatherings * 24/7 Security Gate for peace of mind The home itself is situated on a sprawling two-acre wooded corner lot, providing immense privacy and space. The long driveway sets the home back from the road, ensuring a quiet and peaceful environment. There is plenty of room for a garden and for your pets to run. Inside, you'll find a well-designed and spacious layout: * Split Bedroom Floor Plan offering privacy for the master suite. * Large Open-Concept Living Room and Kitchen, ideal for entertaining and family life. * Generously Sized Bedrooms with ample closet space. * Luxurious Master Bathroom featuring a large whirlpool tub and a separate walk-in shower. * Chef's Kitchen complete with a central island, breakfast bar, and plenty of room for meal preparation. Outside you can sip coffee or your favorite beverage from you front porch with an added handicap ramp feature Updates include a metal roof, front porch with a handicap ramp, hvac, and gutters w/leaf guards. This is country living at its best. A place where you can enjoy the serenity of nature on your own expansive lot while being just a short drive from the coast. Don't miss your chance to own this incredible property. Schedule your private showing today!

Highlights

Listed by Wanda A Owens , 850-527-0625 SOUTHERN WAY REALTY, INC. , 850-638-5222. Bay County Association of REALTORS

Property Type

Manufactured Home

Lot/Acreage
2.06

HOA Fee

250 Annually

Year Built

1999

County

Washington

Area

10 - Washington County

Neighborhood

Leisure Lakes

Listing ID

786573

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Range
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Main Level Primary, Soaking Tub, Separate Shower

Exterior Features

Lot Dimensions:567X369
Zoning:Mobile Home
Roof:Metal
Principal Interest
$852
Taxes
$107
HOA
$250

Home Price

$168,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$33,600
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$852.06

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $852.06 $107.10 $250.00 $1,209.16
Yearly $10,224.77 $1,285.20 $3,000.00 $14,509.97
Total $306,743.15 $38,556.00 $90,000.00 $435,299.15

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS