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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3243 Quail Ridge Dr , Chipley, FL 32428
$355,000
Est. Payment: $1,800.49/mo
4 Bed
2 Bath
1624 Sqft
Status: active | Days on site: 734
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

*SELLER OFFERING $10,000 CONCESSIONS* Use it for rate buy down, aesthetic changes or down payment help. This move in ready home on 3 acres in the gated community of Leisure Lakes offers plenty of space inside and out. Situated with direct waterfront on Lake Suzanne, this cottage style home has over 1,600 sf of living space including 4 bedrooms and 2 bathrooms. 1 of the bedrooms can only be accessed from the outside and has a concrete floor. The well water to the home is naturally sourced and comes directly from a spring! The kitchen has been tastefully updated with granite countertops including a waterfall island design and vinyl plank flooring. The large picture windows in the living and dining rooms offer amazing views. Included with this home is an interesting Vermont castings wood burning stove that, coupled with the wood flooring gives the living room a nice, cozy feel. Also, enjoy the included t.v. and wired surround sound. The master bedroom has an exterior door and the bathroom has a garden tub. As you exit the home to over 3 acres of beautiful and lush vegetation, you will enjoy the multi level deck, an unfinished basement with a work bench, cabinets and plenty of storage space. There are 2 fire pits and an outdoor shower on the property as well. There is plenty of cleared space that open up the front of the property. You will definitely appreciate the orange and tangerine trees that produce a yummy harvest! The exterior of the home has been pressure washed and the roof was rescrewed last year. Water heater is 5 years old and the heat pump is new. Besides all that this property offers, Leisure Lakes has many amenities; a community pool, basketball and tennis courts, horse trails, and a lake you can swim, boat, and fish in. Included in this listing are 3 lots each having their own parcel ID numbers. (B217, B218, B219) Please include all 3 in contracts. This is a rare opportunity to buy in Leisure Lakes and have plenty of space to live and play. Come out and see for yourself all that this home at Leisure Lakes has to offer. Buyer to verify all information during due diligence.

Highlights

Listed by Tiffany Hennessy , 850-628-0994 Hennessy Real Estate Group LLC , 850-628-0994. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
3

HOA Fee

750 Annually

Year Built

2000

County

Washington

Area

10 - Washington County

Neighborhood

Leisure Lakes 1st Add

Listing ID

760587

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Oven, Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s),Heat Pump
Fireplaces:
Other:
  • Additional:Main Level Primary, Soaking Tub, Separate Shower

Exterior Features

Lot:Paved
Lot Dimensions:0x0x0
Zoning:Resid Single Family
Roof:Metal
Others:
  • Additional:Deck, Patio, Fire Pit, Outdoor Shower
Parking Features:Gravel,No Garage,Gated
Principal Interest
$1,800
Taxes
$143
HOA
$750

Home Price

$355,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$71,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,800.49

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,800.49 $143.08 $750.00 $2,693.58
Yearly $21,605.92 $1,717.00 $9,000.00 $32,322.92
Total $648,177.49 $51,510.00 $270,000.00 $969,687.49

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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