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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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2442 Pinewood Dr , Chipley, FL 32428
$230,000
Est. Payment: $1,166.40/mo
3 Bed
2 Bath
1404 Sqft
Status: active | Days on site: 141
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Giddy up--or slow down--3.45 acres of freedom just hit the market. Whether you're dreaming of farm-to-table living, craving room to breathe, seeking a private retreat, or simply looking for a quieter pace of life, this unique property offers the space and flexibility to make it your own. Located in the sought-after community of Grassy Pond Ranches, this beautifully maintained 3-bedroom, 2-bath home sits on 3.45 acres of natural Florida landscape, offering privacy, peaceful surroundings, and a true connection to the outdoors. Built in 2018, this 1,404-square-foot residence is light, bright, and completely move-in ready. Features include new carpet, a functional split-bedroom floor plan, and a hidden pantry (yes--it really is as cool as it sounds) that adds both charm and practicality. The acreage provides a beautiful blend of mature trees, open space, and natural habitat. The property is home to resident gopher tortoises, a protected native Florida species, creating a unique setting that nature lovers and conservation-minded buyers will appreciate. No HOA means no rental restrictions, providing flexibility whether you're searching for a full-time residence, weekend getaway, seasonal retreat, or future investment opportunity. As an added bonus, residents of Grassy Pond Ranches enjoy private equestrian access into Northwest Florida Water Management District lands, offering miles of riding, hiking, and outdoor recreation right from the neighborhood. All of this is conveniently lo All of this is conveniently located near Panama City, Chipley, and I-10, giving you the perfect balance of privacy and accessibility. Some properties offer space. Others offer a lifestyle. This one offers both.

Highlights

Listed by Jessica J Albritton , 850-258-4766 Beachy Beach Real Estate , 850-532-6262. Emerald Coast Multiple Listing Services

Property Type

Manufactured Home

Lot/Acreage
3.45

Year Built

2018

County

Washington

Area

30 - Other Counties

Neighborhood

Grassy Pond Ranches

Listing ID

998402

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Refrigerator, Smoke Detector, Stove/Oven Electric, Water Heater - Elect
Air Cond:Central Air
Fireplaces:
Floor:Floor Vinyl,Floor WW Carpet New
Other:
  • Additional:Breakfast Bar, Pantry, Split Bedroom
Water:Well

Exterior Features

Lot:Interior,Survey Available
Lot Dimensions:109x759x191x814
Zoning:County, Horses Allowed
Others:
  • Additional:Yard Building, Deck Open, Fenced Lot-Part
Sewer:Septic Tank
Principal Interest
$1,166
Taxes
$147

Home Price

$230,000

Loan Details

30 yrs
6.528%

Down Payment

20%
$46,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,166.40

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,166.40 $146.63 $0.00 $1,313.02
Yearly $13,996.75 $1,759.50 $0.00 $15,756.25
Total $419,902.36 $52,785.00 $0.00 $472,687.36

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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