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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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760 Brown St , Chipley, FL 32428
$189,999
Est. Payment: $963.54/mo
3 Bed
2 Bath
1479 Sqft
Status: active | Days on site: 1
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Convenience outside of the city limits! This brick home with an attached one-car garage is sitting on .59/acre with a large privacy-fenced backyard. There is a storage shed and also a workshop with a slab, electricity, and a/c. The home features 3 bedrooms, 2 bathrooms, a living room with french doors that walk out to the back porch, dining room, and kitchen with stainless appliances. The original hardwoods go throughout the majority of the home, highlighting its original character, along with the beautiful wooden front door. There is an indoor utility room with a 2-year old water heater and a washing machine. The dryer hookup is in the shed. Another great feature is a brand new Rheem heating/cooling system. The property is on city water but has a septic system that was pumped out 2 years ago. The backyard is perfect for a garden or chickens- there are already an array of fruit/citrus trees to include: satsumas, nectarines, blueberries, grapes, peaches, apples, and plums. The home is move-in-ready + available for immediate possession and with some fresh paint/some cosmetics inside- it will really shine.

Highlights

Listed by Casey Owens , 850-326-3704 Elite Realty , 850-638-0370. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.59

Year Built

1972

County

Washington

Area

10 - Washington County

Neighborhood

[No Recorded Subdiv]

Listing ID

794255

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Electric Cooktop, Electric Oven
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Shower Only

Exterior Features

Lot:Paved
Lot Dimensions:irregular
Zoning:County
Roof:Composition,Shingle
Principal Interest
$964
Taxes
$80

Home Price

$189,999

Loan Details

30 yrs
6.528%

Down Payment

20%
$38,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$963.54

Principal

Taxes

Principal Taxes HOA Total
Monthly $963.54 $80.21 $0.00 $1,043.75
Yearly $11,562.47 $962.50 $0.00 $12,524.97
Total $346,874.04 $28,875.00 $0.00 $375,749.04

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS