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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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633 3rd St , Chipley, FL 32428
$119,999
Est. Payment: $662.98/mo
3 Bed
2 Bath
1823 Sqft
0.28 Acres
Status: Pending | Days on site: 11
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C153 - B7529,B7578
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Harrison Lilly Team
Owner/Operator

House Description

Calling all investors, renovators, and buyers ready to bring a home back to life! This 3-bedroom, 2-bath home offers a great opportunity for someone with vision to renovate, update, and make it their own. Features include multiple living areas, a dedicated dining area, functional layout, and plenty of natural light throughout. The kitchen offers a generous footprint with room to redesign and update to your style, while the three bedrooms and two full baths provide a solid foundation for creating a home that feels completely your own. Outside, the covered front porch adds classic Southern charm and offers a welcoming place to relax. The property also includes a large detached workshop with additional covered space, giving you plenty of room for storage, projects, equipment, or hobbies. Conveniently located near downtown Chipley, you'll be just minutes from local restaurants, shopping, schools, parks, and everyday conveniences. Whether you're searching for your next renovation project, investment opportunity, or a home you can customize from the ground up, this property is ready for someone to bring fresh ideas and new life to it!

Highlights

Listed by Seamus J O'neill , 850-260-5851 SOUTHERN WAY REALTY, INC. , 850-638-5222. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.28

Year Built

1926

County

Washington

Area

10 - Washington County

Neighborhood

[No Recorded Subdiv]

Listing ID

794447

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Range, Gas Water Heater, Tankless Water Heater
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Shower Only

Exterior Features

Lot:Paved
Lot Dimensions:70.0 ft x 180.0 ft
Roof:Shingle
Sewer:Public Sewer
Principal Interest
$663
Taxes
$92

Home Price

$119,999

Loan Details

30 yrs
7.374%

Down Payment

20%
$24,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$662.98

Principal

Taxes

Principal Taxes HOA Total
Monthly $662.98 $91.70 $0.00 $754.68
Yearly $7,955.73 $1,100.38 $0.00 $9,056.11
Total $238,671.79 $33,011.40 $0.00 $271,683.19

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T02:14:18.000Z

© 2026 Bay County Association of REALTORS