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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1712 Shamrock Ln , Chipley, FL 32428
$439,900
Est. Payment: $2,231.09/mo
4 Bed
3 Bath
2938 Sqft
Status: active | Days on site: 69
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Seller is offering a home warranty with an acceptable offer for added buyer peace of mind! Located in the desirable Orange Hill area just minutes from town, this well-maintained brick home sits on approximately 4.5 acres and offers generous living space inside and out. Features include updated windows, crown molding throughout, tile and luxury vinyl plank flooring, a formal dining room, and a spacious kitchen with granite countertops, breakfast nook, and bar seating. The primary ensuite offers a tiled stand-up shower, a walk-in closet, grab bars for added safety and support, and direct access to the sunroom. A large family room provides flexible use and could serve as a second primary suite, creating a split floor plan. This room includes two walk-in closets, French doors leading to the carport, and convenient access to a nearby half bath off the mudroom. Outside, the property features a circular drive, covered front porch, attached carport, detached garage installed in 2025 with garage doors on both sides and openers, a large 108' x 38' barn, covered koi pond, open patio, sunroom, landscaped flower beds, fruit trees, and partially fenced acreage. Neighboring fencing is already in place along portions of the property, offering the potential to add front fencing for a more enclosed setup for pets or animals. With ample storage, versatile living space, acreage, and a convenient location, this property has plenty to offer.

Highlights

Listed by Denise Myers , 850-326-2248 Elite Realty , 850-638-0370. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
4.57

Year Built

1981

County

Washington

Area

10 - Washington County

Neighborhood

[No Recorded Subdiv]

Listing ID

790620

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Range
Air Cond:Central Air,Ceiling Fan(s),Ductless
Fireplaces:
Other:
  • Additional:Double Vanity, Main Level Primary, Walk-In Closet(s), Entrance Foyer

Exterior Features

Lot:Cul-De-Sac
Lot Dimensions:irregular
Roof:Metal
Others:
  • Additional:Patio
Parking Features:Additional Parking,Garage,Garage Door Opener
Principal Interest
$2,231
Taxes
$148

Home Price

$439,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$87,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,231.09

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,231.09 $148.17 $0.00 $2,379.26
Yearly $26,773.08 $1,778.00 $0.00 $28,551.08
Total $803,192.33 $53,340.00 $0.00 $856,532.33

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS