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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1305 Church Ave , Chipley, FL 32428
$749,900
Est. Payment: $3,803.35/mo
7 Bed
5 Bath
5899 Sqft
Status: active | Days on site: 86
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Welcome to a truly one-of-a-kind historic home, currently known as the The Sullivan House Bed & Breakfast--originally the Alford House--where timeless character meets modern comfort. Established in the 1880s and thoughtfully rebuilt after a fire, this remarkable residence has been cherished by four generations and stands as a meaningful piece of local history. Spanning nearly 6,000 square feet, the main home features 6 spacious bedrooms and 3.5 bathrooms, offering ample space for everyday living, hosting guests, or multi-generational use. Inside, you'll find cedar-lined closets and six fireplaces (four coal-burning and two wood-burning), creating a warm and inviting atmosphere throughout. The expansive downstairs living areas provide a natural flow for entertaining, with room to comfortably host large gatherings. This home has been well maintained with key updates to include a new roof in 2025, central HVAC installed in 2023, a hot water heater replaced in 2023, and electrical and plumbing upgrades completed between 2023-2025. Outside, the property continues to impress with a 5-car garage and a charming carriage house above, complete with its own 1 bedroom and 1 bathroom--perfect for guests, extended family, or private living space. Modern conveniences such as a 50-amp RV hookup, Level 1 and Level 2 electric vehicle charging stations, and a five-car garage enhance both guest experience and owner flexibility. Additional highlights include a basement ideal for storage or flexible use, a separate outdoor wash house for added convenience, and a rare outdoor concrete block safe--providing a unique and secure solution for storing valuables. Modeled after a South Florida home inspired by Cuban architecture observed in the 1920s, the former Alford House is rich in history, craftsmanship, and character. Whether you're looking for a distinctive primary residence or a private retreat with room to grow, this exceptional property offers a rare opportunity to own something truly special.

Highlights

Listed by Cindy R Birge , 850-258-9442 and Denise Myers , 850-326-2248 Elite Realty , 850-638-0370. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
1.47

Year Built

1927

County

Washington

Area

10 - Washington County

Neighborhood

[No Recorded Subdiv]

Listing ID

788981

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:7
  • Bathrooms:5
  • Full Bathrooms:4
  • 1/2 Bathrooms:1
Appliances:Electric Range, Electric Water Heater, Ice Maker, Wine Cooler
Air Cond:Central Air,Ceiling Fan(s),Heat Pump
Fireplaces:Primary Bedroom
Other:
  • Additional:Fireplace, Main Level Primary, Tub Shower, Walk-In Closet(s)

Exterior Features

Lot:Paved
Lot Dimensions:200x299x235x302
Roof:Composition,Flat,Shingle
Others:
  • Additional:Patio, Porch
Sewer:Public Sewer
Parking Features:Electric Vehicle Charging Station(s)
Principal Interest
$3,803
Taxes
$689

Home Price

$749,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$149,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,803.35

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,803.35 $688.92 $0.00 $4,492.27
Yearly $45,640.22 $8,267.00 $0.00 $53,907.22
Total $1,369,206.47 $248,010.00 $0.00 $1,617,216.47

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS