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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1305 Church Ave , Chipley, FL 32428
$749,900
Est. Payment: $4,143.09/mo
5899 Sqft
1.47 Acres
Status: Active | Days on site: 86
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Harrison Lilly Team
Owner/Operator

House Description

Step into a rare and distinguished opportunity with the The Sullivan House Bed & Breakfast--a property rich in history, character, and income-producing potential. Originally rooted in the 1880s and thoughtfully rebuilt after a fire, this remarkable estate has served four generations and is currently operating as a successful bed and breakfast. Modeled after a South Florida home inspired by Cuban architecture observed in the 1920s, the residence blends timeless design with modern functionality. Spanning nearly 6,000 square feet, the primary home features 6 bedrooms and 3.5 bathrooms, offering ample accommodations for guests or private use. Interior highlights include cedar-lined closets and six fireplaces (four coal-burning and two wood-burning), creating an atmosphere of warmth and historic charm. The expansive downstairs layout is ideally suited for hosting and events, comfortably accommodating gatherings of up to 50 guests across three main entertaining spaces--an exceptional asset for weddings, corporate retreats, or special occasions. From an operational standpoint, the property is well-equipped to support continued hospitality use or adaptive commercial ventures. Recent updates include a new roof in 2025, central HVAC installed in 2023, a hot water heater replaced in 2023, and electrical and plumbing upgrades completed between 2023-2025. Modern conveniences such as a 50-amp RV hookup, Level 1 and Level 2 electric vehicle charging stations, and a five-car garage enhance both guest experience and owner flexibility. Above the garage, a charming carriage house offers additional income potential or private quarters, complete with 1 bedroom and 1 bathroom. Additional highlights include a basement ideal for storage or flexible use, a separate outdoor wash house for added convenience, and a rare outdoor concrete block safe--providing a unique and secure solution for storing valuables. Whether continuing its legacy as a bed and breakfast, transforming into an event venue, or reimagining it as a boutique inn or retreat center, this property offers a unique blend of history, scale, and commercial viability. This is more than a property--it's an established destination with deep roots and limitless potential.

Highlights

Listed by Cindy R Birge , 850-258-9442 and Denise Myers , 850-326-2248 Elite Realty , 850-638-0370. Bay County Association of REALTORS

Property Type

Commercial Sale

Lot/Acreage
1.47

Year Built

1927

County

Washington

Area

10 - Washington County

Neighborhood

[No Recorded Subdiv]

Listing ID

788980

Questions about this listing?

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Interior Features

Exterior Features

Zoning:General Commercial
Sewer:Public Sewer
Parking Features:Paved
Principal Interest
$4,143
Taxes
$478

Home Price

$749,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$149,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$4,143.09

Principal

Taxes

Principal Taxes HOA Total
Monthly $4,143.09 $478.06 $0.00 $4,621.15
Yearly $49,717.07 $5,736.74 $0.00 $55,453.81
Total $1,491,512.21 $172,102.05 $0.00 $1,663,614.26

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Chipley, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS