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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1016 Morgan Ave , Chattahoochee, FL 32324
$175,000
Est. Payment: $966.85/mo
3 Bed
2 Bath
2024 Sqft
0.44 Acres
Status: Active | Days on site: 36
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MRGP - B7561,B7564
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Harrison Lilly Team
Owner/Operator

House Description

BIG HOUSE. BIG POTENTIAL. BIG OPPORTUNITY! If space is what you're looking for, this home delivers! With approximately 2,024 sq. ft., there's plenty of room to spread out, entertain, and make it your own. This three-bedroom, two-bath home features a formal living room, formal dining room, and a HUGE eat-in kitchen with an abundance of cabinet space. The primary bedroom includes its own en suite bath, and the oversized laundry room provides even more valuable space and storage. Step outside to the 10 x 16 screened porch overlooking a beautiful green lawn with a peaceful wooded backdrop--a wonderful spot for morning coffee, relaxing evenings, or simply enjoying the outdoors. The property also features a two-car garage and a separate 24 x 10 basement, offering additional space for storage, a workshop, hobbies, or whatever fits your needs. While much of the home is dated, that's where the opportunity comes in! With a little elbow grease, a can of paint, and some vision, you could begin BUILDING EQUITY and transforming this spacious home to reflect your own style. Some of the big-ticket items have already been addressed: the roof was replaced near the end of 2018, and the HVAC system is only a couple of years old. Appliances include the oven, stovetop, refrigerator, and dishwasher. And for those who love the outdoors, you're just minutes from Lake Seminole, a massive approximately 59-square-mile lake known for fishing, hunting, boating, and outdoor recreation. Lake Seminole connects with the Apalachicola River through the Jim Woodruff Lock and Dam, opening the door to even more opportunities to enjoy the waterways of the Florida Panhandle. With generous square footage, multiple living and dining spaces, abundant storage, a screened porch, garage, basement, nearby access to Lake Seminole, and plenty of potential, this home gives you the space to work with and the opportunity to make it your own.

Highlights

Listed by Serena L Wise , 850-573-6062 and Chris R Maphis , 850-693-4127 Maphis Realty Group , 850-693-4127. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.44

Year Built

1961

County

Gadsden

Area

19 - Gadsden County

Neighborhood

Other

Listing ID

794830

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Cooktop, Electric Oven
Air Cond:Central Air
Fireplaces:
Other:
  • ▪ Additional:Handicap Access

Exterior Features

Lot:Paved
Lot Dimensions:98x189
Roof:Shake
Others:
  • ▪ Additional:Porch
Sewer:Public Sewer
Principal Interest
$967
Taxes
$46

Home Price

$175,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$35,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$966.85

Principal

Taxes

Principal Taxes HOA Total
Monthly $966.85 $45.76 $0.00 $1,012.61
Yearly $11,602.20 $549.08 $0.00 $12,151.28
Total $348,065.93 $16,472.40 $0.00 $364,538.33

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Chattahoochee, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T14:28:03.000Z

© 2026 Bay County Association of REALTORS