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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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118 Shallow Reed Dr , Port St Joe, FL 32456
$395,000
Est. Payment: $2,182.32/mo
4 Bed
4 Bath
2635 Sqft
0.27 Acres
Status: Active | Days on site: 67
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BKWS - B1581,B1587
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Harrison Lilly Team
Owner/Operator

House Description

Creative seller financing available. 118 Shallow Reed Drive rests in the beautiful and quaint residential community of Shallow Reed where you're just minutes from downtown Port St. Joe and the beaches of Cape San Blas. This home is incomplete and will need completion to receive a CO. Bring your favorite builder/general contractor to finish this stunning floor plan! This home is offered at a discounted price to reflect the needs required to complete construction. Sold As Is. Buyer's responsible for all due diligence. All measurements approximate.

Highlights

Listed by Ashley N Peevy , 850-867-7100 and Matt R Peevy , 850-247-8385 Keller Williams Success Realty , 850-249-0313. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.27

HOA Fee

200 Quarterly

Year Built

2026

County

Gulf

Area

07 - Gulf County

Neighborhood

Shallow Reed

Listing ID

792055

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:4
  • ▪ Full Bathrooms:3
  • ▪ 1/2 Bathrooms:1

Exterior Features

Lot Dimensions:56x139x140x94
Principal Interest
$2,182
Taxes
$42
HOA
$200

Home Price

$395,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$79,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,182.32

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,182.32 $41.96 $200.00 $2,424.27
Yearly $26,187.82 $503.48 $2,400.00 $29,091.30
Total $785,634.52 $15,104.40 $72,000.00 $872,738.92

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Port St Joe, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS