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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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195 Swirly Sun Dr , Cape San Blas, FL 32456
$2,999,000
Est. Payment: $15,210.36/mo
7 Bed
8 Bath
3492 Sqft
Status: pending | Days on site: 126
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Swirly Sunsets on North Cape San Blas checks every box for an exceptional beachfront retreat. This 7-bedroom home was designed for large groups to enjoy outstanding comfort, luxury, and amenities, all overlooking the Gulf. Guests will love the heated and chilled beachside pool, hot tub, firepit, arcade room, elevator, game deck, and more in this well-built and thoughtfully designed property. Located in an area with an expansive beach and a large protective dune, this home offers both beauty and peace of mind. Personally built and owned by a local builder and Realtor, every detail of the construction and design was carefully planned to maximize space, enjoyment, durability, and rental performance. Completed in summer 2023, the home has been a proven income producer from the start, generating $280,000 in gross rental income in 2024 and $277,000 in 2025. Every finish, furnishing, and feature was selected to provide a luxurious guest experience while standing up to the demands of a high-performing vacation rental. This property is being sold fully furnished, decorated, and equipped as shown. Both listing agents are owners and will consider owner financing for up to 5 years with at least 20% down, minimum 7% rate.

Highlights

Listed by Zachary J Childs , 850-648-2201 98 Real Estate Group LLC , 850-648-2201. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
0.67

Year Built

2023

County

Gulf

Area

30 - Other Counties

Neighborhood

No Recorded Subdivision

Listing ID

1000139

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:7
  • Bathrooms:8
  • Full Bathrooms:6
  • 1/2 Bathrooms:2
Appliances:Dishwasher, Dryer, Ice Machine, Microwave, Refrigerator, Refrigerator W/IceMk, Washer, Water Heater - Tnkls
Air Cond:Ceiling Fans,Central Air
Fireplaces:
Other:
  • Additional:Breakfast Bar, Washer/Dryer Hookup, Wet Bar

Exterior Features

Lot:Coastal Setback,Survey Available,Within 1/2 Mile to Water,Gulf
Lot Dimensions:50x581
Zoning:Resid Single Family
Others:
  • Additional:BBQ Pit/Grill, Hot Tub, Deck Covered, Deck Open
Sewer:Public Sewer
Principal Interest
$15,210
Taxes
$1,912

Home Price

$2,999,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$599,800
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$15,210.36

Principal

Taxes

Principal Taxes HOA Total
Monthly $15,210.36 $1,911.86 $0.00 $17,122.22
Yearly $182,524.35 $22,942.35 $0.00 $205,466.70
Total $5,475,730.38 $688,270.50 $0.00 $6,164,000.88

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Cape San Blas, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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