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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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961 Cape San Blas Rd , Cape San Blas, FL 32456
$725,000
Est. Payment: $3,677.06/mo
2 Bed
2 Bath
1443 Sqft
Status: active | Days on site: 153
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

CHARMING BAYFRONT ICF HOME ON SOUTH CAPE SAN BLAS WITH BEACH ACCESS. This 2BR - 2 BA, thoughtfully designed property has never been rented and has been carefully maintained, offering a opportunity for a private coastal retreat or full-time residence. Each bedroom features its own private bathroom, providing comfort and privacy for owners and guests. The home's durable Insulated Concrete Form (ICF) construction delivers exceptional strength, energy efficiency, and resistance to fire, storms, mold, and pests, while also providing superior noise reduction. Spacious open-concept living, dining, and kitchen area creates an inviting central space for the home, providing ample room for gatherings, entertaining, or accommodating larger families while enjoying the relaxed coastal lifestyle. Large panoramic windows frame stunning bay views and fill the home with natural light the home features granite countertops throughout, stainless steel appliances, custom shades and shutters, and custom built-in bookshelves, a desk, and buffet cabinetry that enhance both style and functionality. Outdoor living is just as impressive with a large deck featuring a screened area, perfect for enjoying breezes off the bay. Additional conveniences include an elevator, a storage shed, an outdoor hot-water shower, a security system, a dehumidifier, and a water purifier. Explore the beaches, take leisurely walks along the shoreline, enjoy a day of swimming with beach access conveniently located just across the road on Pebble Beach Way, or ride the bike path right outside the home to Salina's Park for pickleball and other recreational activities. For the water enthusiasts, this area is a haven for fishing, boating, kayaking, and paddle boarding, offering a variety of opportunities to experience the rich marine life. This property combines strong construction, thoughtful design, and a prime bayfront setting, making it an exceptional opportunity on Cape San Blas.

Highlights

Listed by Julia L Cunningham , 850-624-6147 98 Real Estate Group, LLC , 850-648-2200. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
1.63

Year Built

2012

County

Gulf

Area

07 - Gulf County

Neighborhood

No Named Subdivision

Listing ID

786523

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:2
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Washer/Dryer Stacked, Electric Cooktop, Electric Oven, Electric Water Heater, Water Purifier Owned
Air Cond:Central Air,Ceiling Fan(s),Humidity Control
Fireplaces:
Other:
  • Additional:Main Level Primary, Tub Shower

Exterior Features

Lot:Paved
Lot Dimensions:75 x 930
Zoning:County, Resid Single Family
Roof:Metal
Others:
  • Additional:Covered Patio, Outdoor Shower, Porch
Sewer:Public Sewer
Parking Features:Gravel
Principal Interest
$3,677
Taxes
$511

Home Price

$725,000

Loan Details

30 yrs
6.529%

Down Payment

20%
$145,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$3,677.06

Principal

Taxes

Principal Taxes HOA Total
Monthly $3,677.06 $511.08 $0.00 $4,188.15
Yearly $44,124.76 $6,133.00 $0.00 $50,257.76
Total $1,323,742.75 $183,990.00 $0.00 $1,507,732.75

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Cape San Blas, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

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