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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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195 Acklins Island Dr , Cape San Blas, FL 32456
$1,699,900
Est. Payment: $8,620.68/mo
3 Bed
3 Bath
2260 Sqft
Status: active | Days on site: 160
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

GULF FRONT CUSTOM BUILT - NORTH CAPE SAN BLAS HOME, with private beach access limited to approximately four homes, offering rare privacy and sweeping Gulf views. Built on cement pilings and finished with Hardie siding, the home features a new aluminum roof with a cable roof system, along with fresh exterior paint and caulking for added durability and peace of mind. Multiple private covered decks and a spacious patio create the perfect setting for watching sunsets, entertaining, or simply enjoying the sound of the waves. Inside, the home showcases custom Italian tile and marble, a hardwood tongue-and-groove stairwell, and a newly painted interior. The open layout is ideal for gatherings, while large locked owner closets allow for effortless transition between personal use and rental income. Recent updates include a new refrigerator, washer, and microwave. Great outdoor space with room for a hot tub and outside kitchen! The beautifully landscaped lot is thoughtfully designed with a sprinkler system, weed-mat coverage, and decorative seashells for low-maintenance coastal living. Enjoy an active coastal lifestyle with nearby bike path, kayaking, fishing, local shops and restaurants, and St. Joseph Peninsula State Park just minutes away. Whether you're seeking a strong-performing vacation rental, a second home, or a full-time Gulf-front residence, this property delivers location, upgrades, privacy, and investment potential, all in one exceptional coastal offering. Schedule your private tour today!

Highlights

Listed by Julia L Cunningham , 850-624-6147 98 Real Estate Group, LLC , 850-648-2200. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.28

Year Built

2009

County

Gulf

Area

07 - Gulf County

Neighborhood

No Named Subdivision

Listing ID

785486

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Cooktop, Electric Oven, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Balcony, Double Vanity, Sitting Area in Primary, Soaking Tub, Separate Shower, Upper Level Primary, Walk-In Closet(s)

Exterior Features

Lot:Sprinkler System
Lot Dimensions:48 x 238
Zoning:County, Resid Single Family
Roof:Metal
Others:
  • Additional:Covered Patio, Deck, Outdoor Shower
Parking Features:No Garage
Principal Interest
$8,621
Taxes
$1,081

Home Price

$1,699,900

Loan Details

30 yrs
6.528%

Down Payment

20%
$339,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$8,620.68

Principal

Taxes

Principal Taxes HOA Total
Monthly $8,620.68 $1,081.00 $0.00 $9,701.68
Yearly $103,448.12 $12,972.00 $0.00 $116,420.12
Total $3,103,443.58 $389,160.00 $0.00 $3,492,603.58

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

6%

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Market insight data is pulled from the same city as the listing being viewed (Cape San Blas, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS