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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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126 Cape Dunes Dr , Cape San Blas, FL 32456
$547,500
Est. Payment: $2,776.82/mo
3 Bed
3 Bath
1840 Sqft
Status: active | Days on site: 7
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Life is just a little slower on South Cape San Blas, and that's exactly what makes this home so special. Located at 126 Cape Dunes Drive, this 2nd-tier, 3-bedroom, 3-bath beach house offers Gulf views, an easy coastal floor plan, and the kind of relaxed atmosphere people come to the Cape looking for. The open living, dining, and kitchen areas create a comfortable space for gathering after a day at the beach. Coastal-inspired finishes, plenty of seating, and an easy flow make it enjoyable for both quiet weekends and hosting family and friends. The bedrooms are thoughtfully tucked away upstairs, creating a quiet retreat at the end of the day while keeping the main living spaces open for entertaining and spending time together. One of the best parts of this home is the outdoor living space. Step onto the deck to enjoy Gulf views, sip your morning coffee, unwind with an evening drink, or gather around the table while listening to the sound of the waves. With designated beach access just a short stroll away, you'll be on the sand in minutes whenever the beach calls. Cape Dunes is tucked away on the south end of Cape San Blas, placing you close to everything that makes this stretch of the Forgotten Coast so special. Spend your days exploring the 9-mile Loggerhead Run Bike Path, hiking the trails and beaches of St. Joseph Peninsula State Park, enjoying the playground, pickleball courts, kayak launch, and beach access at Salinas Park, or heading over to Scallop RePUBlic for live music and good times with friends and family. Whether you're looking for a weekend getaway, a second home, or simply a place to escape the everyday, this home offers a comfortable place to slow down, unplug, and enjoy everything that makes Cape San Blas one of Florida's favorite beach destinations.

Highlights

Listed by Julia L Cunningham , 850-624-6147 98 Real Estate Group, LLC , 850-648-2200. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.08

HOA Fee

1000 Annually

Year Built

1984

County

Gulf

Area

07 - Gulf County

Neighborhood

No Named Subdivision

Listing ID

793972

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:3
Appliances:Electric Cooktop, Electric Oven, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Interior Steps, Upper Level Primary

Exterior Features

Lot Dimensions:30.0 ft x 130.0 ft
Zoning:County, Resid Single Family
Roof:Composition,Shingle
Others:
  • Additional:Covered Patio, Deck, Outdoor Shower
Parking Features:Gravel
Principal Interest
$2,777
Taxes
$520
HOA
$1,000

Home Price

$547,500

Loan Details

30 yrs
6.529%

Down Payment

20%
$109,500
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,776.82

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,776.82 $520.00 $1,000.00 $4,296.82
Yearly $33,321.80 $6,240.01 $12,000.00 $51,561.81
Total $999,654.01 $187,200.30 $360,000.00 $1,546,854.31

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Cape San Blas, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS