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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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7121 Ellie B Dr , Callaway, FL 32404
$355,000
Est. Payment: $1,961.32/mo
5 Bed
3 Bath
2556 Sqft
0.2 Acres
Status: Active | Days on site: 1
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Harrison Lilly Team
Owner/Operator

House Description

Fresh paint and carpets recently cleaned! Easy to Show! Spacious and versatile, this 5-bedroom home offers room to grow and flexibility to fit a variety of lifestyles. In addition to the five bedrooms, the property features two bonus rooms that can easily be used as a home office, playroom, media room, or even converted into a 6th or 7th bedroom if needed. Situated on a desirable corner lot, the home includes a large fenced backyard that provides plenty of space for outdoor entertaining, pets, or future additions. Inside, the home has been freshly painted throughout, giving it a clean and updated feel. Modern conveniences include a smart thermostat and an ADT security system already in place for added comfort and peace of mind. A major financial advantage is the assumable VA mortgage at 4.625%, which the sellers are willing to consider offering to qualified buyers--an increasingly rare opportunity in today's market. With generous living space, flexible room options, and valuable financing potential, this property is ready to meet a wide range of needs.

Highlights

Listed by Matt W Wright , 850-227-8276 Think Real Estate , 850-270-4200. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.2

HOA Fee

163 Quarterly

Year Built

2022

County

Bay

Area

05 - Bay County - East

Neighborhood

Barrett's Park

Listing ID

794898

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:5
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Electric Oven, Electric Water Heater
Air Cond:Central Air
Fireplaces:

Exterior Features

Lot:Paved
Lot Dimensions:58.0 ft x 147.0 ft
Zoning:City, Resid Single Family
Roof:Shingle
Sewer:Public Sewer
Principal Interest
$1,961
Taxes
$267
HOA
$163

Home Price

$355,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$71,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,961.32

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $1,961.32 $267.07 $163.00 $2,391.40
Yearly $23,535.89 $3,204.86 $1,956.00 $28,696.75
Total $706,076.59 $96,145.80 $58,680.00 $860,902.39

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Callaway, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-06T23:58:41.000Z

© 2026 Bay County Association of REALTORS