Agent profile image in chat bubble
Agent profile image in chat header

Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

Agent profile image in message

3558 Seminole Ln , Bonifay, FL 32425
$389,900
Est. Payment: $2,154.14/mo
4 Bed
3 Bath
2297 Sqft
1.1 Acres
Status: Active | Days on site: 10
Get Pre-Qualified
BRNWFL - B7503
By proceeding and clicking the sign up button, you consent to receive calls and texts (SMS/MMS) including marketing and promotional communications, from Harrison Lilly Team, its affiliates, and agents or vendors acting on their behalf. These communications may be delivered using an automatic telephone dialing system or by using an artificial or prerecorded voice. Message and data rates may apply. To opt out of text messages, reply STOP. Your consent is not required as a condition of any purchase. By continuing, you also agree to our Terms of Use and Privacy Policy.
Agent profile image
Harrison Lilly Team
Owner/Operator

House Description

Beautiful custom built 4/3 two story home in Russ Lake Estates. This home offers an open floor plan with an inviting living room, tray ceiling, and an electric fireplace. The kitchen has plenty of storage, counter space, pantry, and a breakfast bar for additional seating. A separate dining area with french doors going out to a covered porch perfect for cookouts, entertaining, or family time. Enjoy the natural light from the large windows throughout the home. The spacious primary bedroom has a tray ceiling, a primary bathroom offering a double vanity, separate tub and shower, and a walk in closet. There are 2 additional bedrooms and a full batheoom downstairs. Upstairs you find a bonus room with multiple uses as a 4th bedroom, office space, or entertainment room with a full bathroom. There is also access to the attic from this space for storage. There is an attached double garage equipped with up to 40 amps EV outlet. For power outages, there is a Generac 26kw generator that runs on propane. Home sits on a 1.1 acre +/- corner lot with most of the property fenced in. Owners have access to Russ Lake. HOA is currently $400 per year. Home is in a great location as it is centrally located between Chipley, Graceville, and Bonifay. Some photos have been AI enhanced.

Highlights

Listed by Tracey Kent Bell , 850-326-7463 Bell Realty of NWFL LLC , 850-676-4181. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
1.1

HOA Fee

400 Annually

Year Built

2016

County

Holmes

Area

08 - Holmes County

Neighborhood

Russ Lake Estates

Listing ID

795887

Questions about this listing?

Contact Agent

Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:4
  • ▪ Bathrooms:3
  • ▪ Full Bathrooms:3
Appliances:Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s)
Fireplaces:Electric
Other:
  • ▪ Additional:Double Vanity, Main Level Primary, Soaking Tub, Separate Shower, Walk-In Closet(s)

Exterior Features

Lot Dimensions:209.92x270.42x194.95x270.42
Zoning:County, Resid Single Family
Roof:Composition,Shingle
Principal Interest
$2,154
Taxes
$133
HOA
$400

Home Price

$389,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$77,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,154.14

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $2,154.14 $133.36 $400.00 $2,687.50
Yearly $25,849.70 $1,600.29 $4,800.00 $32,249.99
Total $775,490.88 $48,008.70 $144,000.00 $967,499.58

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

Never Miss a Property

Be the first to know when a property hits the market.

Current Listings

Last 30 Days
N/A
Oct 2026

Average Price

All Price Ranges
N/A
Oct 2026

Average Days on Market

All Price Ranges
N/A
Oct 2026
Market insight data is pulled from the same city as the listing being viewed (Bonifay, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T03:46:57.000Z

© 2026 Bay County Association of REALTORS