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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1049 W Highway 90 , Bonifay, FL 32425
$285,000
Est. Payment: $1,574.58/mo
3 Bed
2 Bath
2800 Sqft
1 Acres
Status: Active | Days on site: 2
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C176 - B11892,B11169
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Harrison Lilly Team
Owner/Operator

House Description

Welcome to 1049 W Highway 90 in Bonifay, a spacious 3-bedroom, 2-bath home offering approximately 2,800 square feet of living space on one acre. With a versatile floor plan and generously sized living areas, this property offers plenty of room to create a home that fits your lifestyle. The interior provides multiple areas for gathering, dining, entertaining, working from home, or pursuing hobbies, giving you the flexibility to make each space your own. Comfortable bedrooms and two full bathrooms complete the home's functional layout. Outside, the approximately one-acre lot provides ample room for outdoor entertaining, gardening, recreation, or simply enjoying a little extra space. Whether you envision a patio, garden, play area, or additional outdoor improvements, there is plenty of opportunity to personalize the property. As an added bonus, the property includes an approximately 20-foot storm shelter underground behind the home, providing a dedicated space for added peace of mind during severe weather. The shelter is equipped with electricity, adding convenience and functionality to this valuable property feature. Located directly on W Highway 90, the home offers easy access to downtown Bonifay, surrounding communities, and I-10, making travel throughout the Florida Panhandle convenient. Bonifay K-8 School and Holmes County High School are also nearby, adding to the appeal of this centrally located property. If you're looking for a home with generous living space, a sizable lot, convenient access, and plenty of potential, 1049 W Highway 90 is ready for your vision. *Virtual styling has been used in select photos to illustrate potential furniture placement and decor options

Highlights

Listed by Gina Williams , 850-890-4330 and Dawn M Dezendorf , 850-768-2126 Chipola Realty, Chipley Office , 850-638-2777. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
1

Year Built

1991

County

Holmes

Area

08 - Holmes County

Neighborhood

[No Recorded Subdiv]

Listing ID

794563

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • ▪ Bedrooms:3
  • ▪ Bathrooms:2
  • ▪ Full Bathrooms:2
Appliances:Electric Range
Air Cond:Central Air,Ceiling Fan(s),Window Unit(s)
Fireplaces:
Other:
  • ▪ Additional:Main Level Primary

Exterior Features

Lot Dimensions:174.4 x 251.1 x 126.2 x 50.05 x 255.02
Principal Interest
$1,575
Taxes
$21

Home Price

$285,000

Loan Details

30 yrs
7.374%

Down Payment

20%
$57,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,574.58

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,574.58 $21.00 $0.00 $1,595.58
Yearly $18,895.01 $251.99 $0.00 $19,147.00
Total $566,850.22 $7,559.70 $0.00 $574,409.92

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Bonifay, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS