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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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72 13th Street St , Apalachiacola, FL 32320
$564,900
Est. Payment: $2,865.07/mo
3 Bed
2 Bath
1580 Sqft
Status: active | Days on site: 46
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Tucked beneath a canopy of mature oaks in historic Apalachicola, this charming coastal cottage sits just a half mile from the water, offering an easy connection to the town's shops, restaurants, bars, bays, riverfront, and maritime culture. The home features three comfortable bedrooms and two full baths within approximately 1,500 square feet of thoughtfully designed living space. Upgraded finishes such as granite countertops and vanities, stainless steel appliances, plantation shutters, and more. A welcoming front porch sets the tone, framed by lush, established foliage that provides shade, privacy, and a distinctly Old Florida feel. Inside, plantation shutters throughout the home add both elegance and function, filtering natural light while enhancing the cottage's classic coastal character. The interior is tastefully decorated in a relaxed, refined style that complements the historic setting without feeling overdone. The kitchen flows seamlessly into the main living area, creating an inviting space for entertaining or everyday living. Bedrooms are well-proportioned and thoughtfully placed for comfort and privacy. One of the home's standout features is a large screened-in side porch, an ideal spot for morning coffee, afternoon breezes, or evening gatherings, offering an extended living area that embraces the outdoor lifestyle Apalachicola is known for. The landscaped yard feels serene and well-established, with alley access at the rear providing convenient and discreet entry for parking or storage while preserving the home's charming street presence. Overall, this coastal cottage blends historic appeal, tasteful finishes, and livable indoor-outdoor spaces, all just minutes from the water and the heart of Apalachicola. Constructed in 2023 and X Flood Zone. Please take time to view the 3-D virtual tour. Some dimensions obtained from the Franklin Co. Prop Appraiser's Office, please verify if important. Furnishings negotiable.

Highlights

Listed by William J Rish , 850-227-9600 Rish Real Estate Group LLC , 850-227-9600. Emerald Coast Multiple Listing Services

Property Type

Residential

Year Built

2022

County

Franklin

Area

30 - Other Counties

Neighborhood

No Named Subdivision

Listing ID

991475

Questions about this listing?

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:2
  • Full Bathrooms:2
Appliances:Dishwasher, Refrigerator W/IceMk, Stove/Oven Electric
Air Cond:Central Air
Fireplaces:
Other:
  • Additional:Breakfast Bar, Kitchen Island, Pantry

Exterior Features

Lot:Interior,Level,Within 1/2 Mile to Water
Lot Dimensions:60 x 100
Zoning:Resid Single Family
Others:
  • Additional:Porch Open, Porch Screened
Sewer:Public Sewer
Principal Interest
$2,865
Taxes
$360

Home Price

$564,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$112,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$2,865.07

Principal

Taxes

Principal Taxes HOA Total
Monthly $2,865.07 $360.12 $0.00 $3,225.19
Yearly $34,380.79 $4,321.49 $0.00 $38,702.28
Total $1,031,423.84 $129,644.55 $0.00 $1,161,068.39

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Apalachiacola, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:32:47.000Z

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