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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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13770 NW Shuman Ferry Rd , Altha, FL 32421
$339,900
Est. Payment: $1,723.91/mo
3 Bed
3 Bath
1278 Sqft
Status: active | Days on site: 161
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

100 FRONT FOOT RIGHT ON THE CHIPOLA RIVER. 3BR/2.5 Baths, Over 1000 sq ft of decking overlooking the river. Experience the perfect blend of riverfront living, modern updates, and endless potential at 13770 NW Shuman Ferry Road. Boasting 100 feet of frontage directly on the beautiful Chipola River, this 3BR/2.5BA home offers breathtaking waterfront views and over 1,000 square feet of decking overlooking the river -- the ideal setting for relaxing, entertaining, or simply enjoying the peaceful surroundings. The home has undergone extensive remodeling with upgrades throughout, including all-new windows, updated interior finishes, flooring, fresh interior and exterior paint, stylish light and plumbing fixtures, an electric fireplace unit, and updated kitchen appliances. The kitchen also features beautiful butcher block countertops and a versatile stove with conventional oven, convection, and air fry capabilities. Additional improvements include a new drain field and much more. Plenty of storage space is available, including an unfinished area that could easily be transformed into a guest apartment, a private home office, hobby room, workshop, or additional living space -- offering incredible flexibility and added value. Whether you're looking for a full-time residence, vacation retreat, or investment opportunity, this riverfront property delivers comfort, charm, and room to make it your own. Be sure to check out the photos to truly appreciate everything this unique property has to offer.

Highlights

Listed by Robby M Roberts , 850-718-7341 Jim Roberts Realty Inc , 850-482-4635. Bay County Association of REALTORS

Property Type

Residential

Lot/Acreage
0.86

Year Built

1987

County

Calhoun

Area

06 - Calhoun County

Neighborhood

Chipola River

Listing ID

786272

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:3
  • Bathrooms:3
  • Full Bathrooms:2
  • 1/2 Bathrooms:1
Appliances:Electric Range, Electric Water Heater
Air Cond:Central Air,Ceiling Fan(s),ENERGY STAR Qualified Equipment,Heat Pump
Fireplaces:Electric
Other:
  • Additional:Double Vanity, Main Level Primary

Exterior Features

Lot:Paved
Lot Dimensions:101.5 x 362.8 x 100 FF x 391.2 x 41.45
Zoning:County, Resid Single Family
Roof:Metal
Others:
  • Additional:Deck, Fire Pit
Principal Interest
$1,724
Taxes
$197

Home Price

$339,900

Loan Details

30 yrs
6.529%

Down Payment

20%
$67,980
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,723.91

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,723.91 $196.92 $0.00 $1,920.83
Yearly $20,686.90 $2,363.00 $0.00 $23,049.90
Total $620,607.12 $70,890.00 $0.00 $691,497.12

Today's Rates

30 Year

6.53%

20 Year

6.33%

15 Year

5.93%

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Market insight data is pulled from the same city as the listing being viewed (Altha, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T06:33:19.000Z

© 2026 Bay County Association of REALTORS