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Harrison Lilly Team

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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3140 Chaco Cir , Alford, FL 32420
$13,900
Est. Payment: $76.80/mo
1 Acres
Status: Active | Days on site: 193
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C82 - B7577,B5096
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Harrison Lilly Team
Owner/Operator

House Description

1.08+/- acre building lot VERY NEAR MCCORMICK LAKE. Nestled in the peaceful countryside, this spacious property offers plenty of room to build your dream home, create a private retreat, or invest in a slice of Old Florida charm. With over an acre of land, you'll enjoy the freedom to design your ideal layout — whether that includes a custom home, workshop, garden, or outdoor entertaining space — all surrounded by the quiet beauty of North Florida. Lake McCormick itself spans approximately 350 acres, making it one of the area's most desirable freshwater lakes. Known for its clear waters and unspoiled shoreline, the lake maintains its tranquil atmosphere by allowing electric motors only, preserving the peaceful setting and protecting its natural ecosystem. It's an ideal spot for fishing, kayaking, paddleboarding, swimming, and quiet sunset cruises. Ownership of this lot grants you access to the McCormick Lake Recreation Area, located at 1030 View Drive, where you'll enjoy outstanding amenities including: A swimming area with dock Large and small pavilions available for rent A clubhouse perfect for weddings, reunions, and special events Funyak and water toy rentals Fishing boat rentals Whether you're seeking a full-time residence, a weekend getaway, or a long-term investment, this property offers the rare opportunity to enjoy spacious country living with convenient access to one of North Florida's most beautiful and carefully preserved lakes. If you've been looking for peaceful acreage near a clean, electric-motor-only lake with community amenities — this is your opportunity to own a piece of paradise near Lake McCormick.

Highlights

Listed by Lauren M Lyons , 850-209-5710 and Kathy S Milton , 850-209-8013 Chipola Realty , 850-482-7788. Bay County Association of REALTORS

Property Type

Vacant Land

Lot/Acreage
1

HOA Fee

135 Annually

County

Jackson

Area

09 - Jackson County

Neighborhood

Compass Lake Hills Unit 5

Listing ID

785226

Questions about this listing?

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Interior Features

Water:Well Needed

Exterior Features

Lot Dimensions:225' X 177 X 233 X 243
Zoning:Resid Single Family
Sewer:Septic Needed
Principal Interest
$77
Taxes
$7
HOA
$135

Home Price

$13,900

Loan Details

30 yrs
7.374%

Down Payment

20%
$2,780
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$76.80

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $76.80 $6.56 $135.00 $218.36
Yearly $921.55 $78.77 $1,620.00 $2,620.32
Total $27,646.38 $2,363.10 $48,600.00 $78,609.48

Today's Rates

30 Year

7.37%

20 Year

7.27%

15 Year

6.8%

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Market insight data is pulled from the same city as the listing being viewed (Alford, FL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Bay County Association of REALTORS, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-10-07T08:07:44.000Z

© 2026 Bay County Association of REALTORS