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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1434 W Dune Dr , Gulf Shores, AL 36542
$3,200,000
Est. Payment: $16,241.60/mo
6 Bed
7 Bath
3800 Sqft
Status: active | Days on site: 372
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Brand-New, Gulf-Front home with PRIVATE POOL in the Gated Dunes community, right next to historic Fort Morgan. Gold Fortified with high-impact windows and doors, this property offers unbeatable insurance rates for a Gulf-front home — just $8,700 annually for homeowners and $6,600 for flood. Projected to bring in $350,000 annually in ST rent! FULLY FURNISHED, turnkey, and ready for both guests and owners to enjoy. This 6-bedroom, 7-bath home sleeps 22 comfortably, with the third floor featuring a queen sleeping area, a custom bunk room for six, and a game room overlooking the beach. Every detail was built to last — 12” whitewashed tongue-and-groove walls, 7” crown molding, and tongue-and-groove ceilings throughout, NO DRYWALL. The kitchen is designed for a crowd, with a large island topped in Taj Mahal quartzite, two electric range ovens, two refrigerators, and seating for everyone. Enjoy your own Gulf-facing pool or take advantage of the community pool just steps away. This is a rare opportunity to own a NEW CONSTRUCTION, income-producing, Gulf-front property with strong rental potential and low carrying costs. Buyer to verify all information during due diligence.

Highlights

Listed by Amanda Vogel , 910-916-1831 Exit Realty Gulf Shores , 251-974-1288. Pensacola Association of REALTORS®, Inc.

Property Type

Residential

Lot/Acreage
0.27

HOA Fee

2800 Annually

Year Built

2025

County

Baldwin

Neighborhood

The Dunes

Listing ID

669249

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:6
  • Bathrooms:7
  • Full Bathrooms:7
Appliances:Electric Water Heater, Dryer, Washer, Dishwasher, Disposal, Double Oven, Refrigerator
Air Cond:Multi Units,Ceiling Fan(s)
Fireplaces:
Other:
  • Additional:Crown Molding, High Ceilings, Recessed Lighting, Bonus Room, Game Room
Water:Public

Exterior Features

Lot:Gulf,Waterfront,Beach Access,Deed Access
Garage Capacity:6
Zoning:County,Res Single
Roof:Metal
Others:
  • Additional:Balcony, New Construction
Sewer:Grinder Pump,Public Sewer
Parking Features:Covered
Principal Interest
$16,242
Taxes
$2,040
HOA
$2,800

Home Price

$3,200,000

Loan Details

30 yrs
6.536%

Down Payment

20%
$640,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$16,241.60

Principal

Taxes

HOA

Principal Taxes HOA Total
Monthly $16,241.60 $2,040.00 $2,800.00 $21,081.60
Yearly $194,899.18 $24,480.00 $33,600.00 $252,979.18
Total $5,846,975.28 $734,400.00 $1,008,000.00 $7,589,375.28

Today's Rates

30 Year

6.54%

20 Year

6.33%

15 Year

5.81%

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Market insight data is pulled from the same city as the listing being viewed (Gulf Shores, AL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Pensacola Association of REALTORS®, Inc., and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:06:24.000Z

© 2026 Pensacola Association of REALTORS®, Inc.