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Harrison Lilly

Owner/Operator | Harrison Lilly Emerald Coast | Harrison Lilly Realty | PLACE

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1435 S Cotton St , Andalusia, AL 36420
$370,000
Est. Payment: $1,877.93/mo
4 Bed
4 Bath
2886 Sqft
Status: active | Days on site: 88
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VCR-C15903466 - VCR-C159091383,VCR-C159052275

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Harrison Lilly
Owner/Operator

House Description

Warm timeless southern charm. This 8.8 acres property is country living in the city limits, minutes away from downtown Andalusia. This home features a large living space with custom features, large rooms, each of the 4 bedrooms have bathrooms. An office/library. The kitchen has all custom built cabinets. A wrap around porch perfect for relaxing, entertaining, and enjoying the peaceful country views of large shade trees framing the home and creating a park like atmosphere. The yard includes Pecan, Walnut, Crabapple, Oaks and flowering trees throughout. The property has a large barn, workshop and separate garage. Rare opportunity to own a piece of history with modern day space and versatility. Enjoy gardening, the birds, and hobbies as time slows down.

Highlights

Listed by Angela A Seymour , 850-536-8410 Beach Homes Realty , 833-582-3224. Emerald Coast Multiple Listing Services

Property Type

Residential

Lot/Acreage
8.8

Year Built

1902

County

Covington

Area

30 - Other Counties

Neighborhood

Na

Listing ID

1003147

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Interior Features

Bedrooms and Bathrooms
  • Bedrooms:4
  • Bathrooms:4
  • Full Bathrooms:3
  • 1/2 Bathrooms:1
Appliances:Auto Garage Door Opn, Cooktop, Dishwasher, Dryer, Microwave, Oven Double, Range Hood, Refrigerator, Refrigerator W/IceMk, Smoke Detector, Washer, Water Heater - Elect
Air Cond:Ceiling Fans,Central Air
Fireplaces:Fireplace Gas,Fireplace
Floor:Floor Hardwood
Below Ground Sq Ft:2928
Other:
  • Additional:Breakfast Bar, Ceiling Crwn Molding, Ceiling Raised, Fireplace, Fireplace 2+, Kitchen Island, Pantry, Pull Down Stairs, Shelving, Split Bedroom, Walls Wainscoting, Woodwork Stained
Water:Well

Exterior Features

Lot:Easements,Interior,See Remarks,Pond
Lot Dimensions:1146.3 x 1122.3 x 410.84 x266.42
Zoning:Agriculture, City
Others:
  • Additional:Fenced Cross, Shower, Porch, Porch Open, Fenced Lot-Part, Fenced
Sewer:Community Sewer,Public Sewer,Septic Tank
Parking Features:Deeded,Detached,Garage Detached,RV
Principal Interest
$1,878
Taxes
$236

Home Price

$370,000

Loan Details

30 yrs
6.536%

Down Payment

20%
$74,000
All calculations are estimates and provided by Blueroof360. Today’s Rates provided by Blueroof360. Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Monthly Price:
$1,877.93

Principal

Taxes

Principal Taxes HOA Total
Monthly $1,877.93 $235.88 $0.00 $2,113.81
Yearly $22,535.22 $2,830.50 $0.00 $25,365.72
Total $676,056.52 $84,915.00 $0.00 $760,971.52

Today's Rates

30 Year

6.54%

20 Year

6.33%

15 Year

5.81%

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Market insight data is pulled from the same city as the listing being viewed (Andalusia, AL).

The schools listed are within a 2-mile radius of the property; however, attendance is not guaranteed. Please contact the local school district to confirm zoning and enrollment options.

Information provided by Emerald Coast Multiple Listing Services, and is deemed reliable but not guaranteed accurate.

IDX service by Blueroof 360

Data last updated: 2026-08-20T07:16:22.000Z

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